2317 Joppa Ave, Zion, IL 60099 Property Records

Lake County property record for 2317 Joppa Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1960
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Sep 2019)
Tax Bill	$4,936 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-20-216-009`

Property Details

APN / Parcel Number

Primary APN	`04-20-216-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2317 JOPPA AVE
City	ZION
State	IL
Zip	60099-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.20 LOT 9 BLOCK 37
Legal Subdivision	ZION CITY SEC.20
Legal Block	37
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1005
Census Tract	860301

Owner

2317 Joppa Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Lake County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2317 JOPPA AVE, ZION, IL 60099-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Sep 6, 2012 · Amount on File
Deed Document Number	20197594250
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2317 JOPPA AVE, ZION, IL 60099-2129
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008134279
Date	Nov 12, 2025
Instrument	8134279

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 19, 2019
Property Address	2317 JOPPA AVE, ZION, IL 60099-2129
Document Number	0007594250
Instrument Date	Sep 9, 2019
Instrument	7594250
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2317 JOPPA AVE, ZION, IL 60099-2129

Mortgage

Document Number	0007594251
Date	Sep 19, 2019
Instrument	7594251

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,910 Land $8,666 Building $36,244	$134,744 Land $26,001 Building $108,743
2024	$4,936.00 (+16.42%)
2023	$4,240.00 (-3.42%)	$34,683 (+16.91%) Land $6,693 Building $27,990	$104,059 (+16.91%) Land $20,081 Building $83,978
2022	$4,390.00	$29,667 Land $5,509 Building $24,158	$89,010 Land $16,529 Building $72,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2317 Joppa Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2009)
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2317 Joppa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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