2317 E Prairie St, Decatur, IL 62521 Property Records

Macon County property record for 2317 E Prairie St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.129 acres (5,600 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Apr 2026)
Tax Bill	$979 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-13-256-004`

Property Details

APN / Parcel Number

Primary APN	`04-12-13-256-004`
Alternative APN	`12-13-256-004`

Exterior

Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	40 ft deep x 140 ft wide

Location & Zoning

Account Number	041213256004
Street Address	2317 E PRAIRIE ST
City	DECATUR
State	IL
Zip	62521-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0084 B 00 ELM RIDGE 140X40
Legal Subdivision	ELM RIDGE ADDITION
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3013
Census Tract	1100

Owner

Source: Macon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9194, SPRINGFIELD, IL 62791-9194
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Line of Credit INB NA
Apr 30, 2026	Warranty Deed, Transfer · Line of Credit INB NA
Sep 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FCU
Aug 25, 2023	Deed, Transfer
May 20, 2021	Warranty Deed, Transfer
Jan 25, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	20264700
Prior Transfer Date	Jul 7, 2006
Prior Transfer Doc	3723/417
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Apr 30, 2026
Property Address	2317 E PRAIRIE ST, DECATUR, IL 62521-2232
Document Number	0000004700
Instrument Date	Apr 29, 2026
Instrument	2026.4700
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000004701,
Date	Apr 30, 2026
Instrument	2026.4701

Lender

Name	INB NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Apr 30, 2026
Property Address	2317 E PRAIRIE ST, DECATUR, IL 62521-2232
Document Number	2026R004700
Instrument Date	Apr 29, 2026
Instrument	20264700
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004700,
Date	Apr 30, 2026
Instrument	20264700

Lender

Name	INB NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2317 E PRAIRIE ST, DECATUR, IL 62521-2232
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004974/678
Date	Sep 19, 2023
Book Page	4974/678
Instrument	2016447

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 1, 2030

Interest

Rate Type	Fixed Rate
Rate	6.63%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Aug 25, 2023
Property Address	2317 E PRAIRIE ST, DECATUR, IL 62521-2232
Document Number	004969/950
Book / Page	4969 / 950
Map Reference	BK 149 PG 446
Instrument Date	Dec 1, 2022
Instrument	2015409
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$39.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21150 ALESSANDRA DR, MATTESON, IL 60443-1862

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 20, 2021
Property Address	2317 E PRAIRIE ST, DECATUR, IL 62521-2232
Document Number	4823/61
Book / Page	4823 / 61
Map Reference	PB 300 PG 253
Instrument Date	Apr 30, 2021
Instrument	1978870
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S FRANKLIN ST, DECATUR, IL 62523-1314
Investor	Possibly a Property Investor

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Jan 25, 2021
Property Address	2317 E PRAIRIE ST, DECATUR, IL 62521-2232
Document Number	4798/4
Book / Page	4798 / 4
Map Reference	PB 300 PG 253
Instrument Date	Oct 28, 2020
Instrument	1973550
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$979.00 (+3.49%)	$10,492 (+7.27%) Land $747 Building $9,745	$31,479 (+7.27%) Land $2,241 Building $29,238
2024	$946.00 (+6.53%)	$9,781 (+12.57%) Land $696 Building $9,085	$29,346 (+12.57%) Land $2,088 Building $27,258
2022	$888.00	$8,689 Land $621 Building $8,068	$26,069 Land $1,863 Building $24,206

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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