2317 E Caro Rd, Caro, MI 48723 Property Records

Tuscola County property record for 2317 E Caro Rd, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,880 sqft
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jun 2026)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-018-000-1800-00`

Property Details

APN / Parcel Number

Primary APN	`008-018-000-1800-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,880 sqft Building Perimeter
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	43,124 sqft (0.99 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2317 E CARO RD
City	CARO
State	MI
Zip	48723-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELL-18-402A SEC 18 T13N R10E COM AT PT 760.5 FT NELY OF INTERS OF CL OF GEROU RD AND M-81, TH NWLY AT RT ANG TO M-81 238 FT, SWLY PARALLEL TO M-81 181.5 FT, SELY 238 FT TO CL OF M-81, NELY 181.5 FT TO POB EX R/W FOR M-81. .99 A.
Legal Range	10E
Legal Township	13N
Legal Section	18
Jurisdiction	TUSCOLA MI
Township / Civil Division	ELLINGTON
Census Block Group	3
Census Block	3041
Census Tract	400

Owner

2317 E Caro Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Tuscola County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 S STATE ST, 2, CARO, MI 48723-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLG HOLDINGS INC
Nov 2, 2021	Warranty Deed, Transfer
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BK
May 22, 2018	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Book / Page	1603 / 29
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jun 30, 2026
Property Address	2317 E CARO RD, CARO, MI 48723-9354
Document Number	1603000029
Book / Page	1603 / 29
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198,040.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1603000031,
Date	Jun 30, 2026
Book Page	1603/31

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	2317 E CARO RD, CARO, MI 48723-9354
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 E CARO RD F, F, CARO, MI 48723-9354

Mortgage

Document Number	001491/545
Date	Sep 29, 2021
Book Page	1491/545

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution
Address	FLINT, MI 48532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Nov 2, 2021
Property Address	2317 E CARO RD, CARO, MI 48723-9354
Document Number	0001494188
Book / Page	1494 / 188
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2317 E CARO RD, 2317, CARO, MI 48723-9354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 SHERIDAN ST, CARO, MI 48723-1530

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	May 24, 2019
Property Address	2317 E CARO RD, CARO, MI 48723-9354
Document Number	0014230238
Book / Page	001423 / 000238
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1763 S FARLEY RD MUNGER MI 487479709, MUNGER, MI 48747-9709

Mortgage

Document Number	14230241
Date	May 24, 2019
Book Page	001423/000241

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	2317 E CARO RD, CARO, MI 48723-9354
Document Number	0013990759
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2317 E CARO RD CARO MI 487239354, CARO, MI 48723-9354

Mortgage

Document Number	0013990759
Date	Jun 13, 2018
Book Page	001399/000759

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2317 E Caro Rd was $2,988 with a homeowner's exemption.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Ellington Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,700 (+6.72%)	$203,400 (+6.72%)
2025	$2,988.00 Homeowner's exemption	$95,300	$190,600
2023		$90,500	$181,000
2020	$1,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2317 E Caro Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2317 E Caro Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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