2317 E 50th St, Des Moines, IA 50317 Property Records

Polk County property record for 2317 E 50th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,917 sqft · built 2018
Lot Size	0.187 acres (8,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,500 (Jun 2026)
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/08294-300-053`

Property Details

APN / Parcel Number

Primary APN	`060/08294-300-053`
Alternative APN	`792327378016`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	3,181 sqft
1st Floor Area	1,221 sqft
Basement Area	1,221 sqft
Finished Basement	696 sqft
Unfinished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,145 sqft (0.187 acres)
Garage Type	Attached
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2317 E 50TH ST
City	DES MOINES
State	IA
Zip	50317-4869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 THE WOODS OF COPPER CREEK PLAT 4
Legal Subdivision	THE WOODS OF COPPER CREEK PL 4
Legal Lot Number	53
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

Source: Polk County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2317 E 50TH ST, DES MOINES, IA 50317-4869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit MARION COUNTY STATE BANK
Nov 7, 2025	Warranty Deed, Transfer
Oct 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LINCOLN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	202639580
Deed Book / Page	20574 / 879
Prior Transfer Date	Jun 26, 2026
Prior Transfer Doc	0000039580
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 30, 2026
Property Address	2317 E 50TH ST, DES MOINES, IA 50317-4869
Document Number	0000039580
Book / Page	20574 / 879
Instrument Date	Jun 26, 2026
Instrument	202639580
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,742.40
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 E 50TH ST, DES MOINES, IA 50317-4869

Mortgage

Document Number	0000039581,
Date	Jun 30, 2026
Instrument	202639581

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2317 E 50TH ST, DES MOINES, IA 50317-4869
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 E 50TH ST, DES MOINES, IA 50317-4869

Mortgage

Document Number	0000057890
Date	Sep 29, 2025
Book Page	20283/555
Instrument	2025-00057890

Lender

Name	MARION COUNTY STATE BANK
Type	Bank
Address	222 E ROBINSON ST, KNOXVILLE, IA 50138

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2026

Interest

Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 7, 2025
Property Address	2317 E 50TH ST, DES MOINES, IA 50317-4869
Document Number	0000067169
Book / Page	20328 / 628
Instrument Date	Nov 4, 2025
Instrument	2025-00067169
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$511.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 E 50TH ST, DES MOINES, IA 50317-4869

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Oct 3, 2018
Property Address	2317 E 50TH ST, DES MOINES, IA 50317-4869
Book / Page	017099 / 000815
Instrument Date	Sep 27, 2018
Instrument	27375
Transaction Type	Construction Loan
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2317 E 50TH ST DES MOINES IA 50317, DES MOINES, IA 50317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027375
Date	Oct 3, 2018
Book Page	017099/000815
Instrument	27375

Lender

Name	LINCOLN SVGS BK
Type	Federal Savings Bank
Address	ANKENY, IA 50023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,542.00 Homeowner's exemption	$318,600 (+10.13%) Land $72,100 Building $246,500	$318,600 (+10.13%) Land $72,100 Building $246,500
2024	$3,542.00 (-21.84%)
2023		$289,300 Land $64,600 Building $224,700	$289,300 Land $64,600 Building $224,700
2020	$4,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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