2317 E 3225 N, Layton, UT 84040 Property Records

Davis County property record for 2317 E 3225 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Sep 2003)
Tax Bill	$250 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-130-0015`

Property Details

APN / Parcel Number

Primary APN	`09-130-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Corner
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2317 E 3225 N
City	LAYTON
State	UT
Zip	84040-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 15, QUAIL POINT NO 2. CONT. 0.31 ACRES
Legal Subdivision	QUAIL POINT NO 2
Legal Lot Number	15
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3005
Census Tract	125104

Owner

2317 E 3225 N is owned by two individuals who bought it in September 2003.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3252 N 2350 E, LAYTON, UT 84040-2446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage CASTLE & COOKE MORTGAGE LLC
Nov 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2003 · Amount on File
Deed Sale	Sep 5, 2003 · Amount on File
Deed Document Number	20031906045
Deed Book / Page	3368 / 532
Prior Transfer Date	Aug 29, 2003
Prior Transfer Doc	0001906045
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 8, 2026
Property Address	2317 E 3225 N, LAYTON, UT 84040-8450
Document Number	0003667301
Book / Page	8991 / 847
Instrument Date	May 6, 2026
Instrument	20263667301
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 N 2350 E, LAYTON, UT 84040-2446

Mortgage

Document Number	0003667301,
Date	May 8, 2026
Book Page	8991/847
Instrument	20263667301

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2317 E 3225 N, LAYTON, UT 84040-8450
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07795/2269
Date	Jul 6, 2021
Book Page	7795/2269
Instrument	3397131

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2317 E 3225 N, LAYTON, UT 84040-8450
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008373/121
Date	Nov 3, 2023
Book Page	8373/121
Instrument	3549925

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2317 E 3225 N was $250, down 81% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,150 (+5.35%) Land $148,513 Building $111,637	$473,000 (+5.35%) Land $270,023 Building $202,977
2025	$250.00 (-80.96%)	$246,950 Land $137,062 Building $109,888	$449,000 Land $249,204 Building $199,796
2024	$1,313.00 (+1.7%)
2023	$1,291.00 (-34.53%)	$413,000 Land $155,952 Building $257,048	$413,000 Land $155,952 Building $257,048
2022	$1,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2317 E 3225 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2317 E 3225 N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Connext Networks, Rise Broadband, Utah Broadband.

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