23166 Los Ranchos Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 23166 Los Ranchos Dr, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,317 sqft · built 1986
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jan 2009)
Tax Bill	$10,836 (2026)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`209-380-300-000`

Property Details

APN / Parcel Number

Primary APN	`209-380-300-000`
Alternative APN	`209-380-30`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,317 sqft Living Area
1st Floor Area	3,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	62,726 sqft (1.44 acres)
Garage Area	667 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	209-380-30
Street Address	23166 LOS RANCHOS DR
City	TRACY
State	CA
Zip	95304-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	85-FM PT OF 209-130-54
Legal Subdivision	LOS RANCHOS COUNTRY ESTATES
Legal Block	3
Legal Lot Number	47
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3026
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Affidavit, Transfer
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit TRI VALLEY BANK
Oct 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2009 · Amount on Record
Deed Sale	Jan 16, 2009 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	20097242
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000081034
Record Updated	Oct 29, 2026

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 3, 2026
Property Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761
Document Number	0000081034
Instrument Date	Aug 28, 2026
Instrument	202681034
Transaction Type	Transfer
Record Updated	Sep 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 5, 2026
Property Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761
Document Number	0000070898
Instrument Date	Jul 27, 2026
Instrument	202670898
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761

Mortgage

Document Number	0000070898,
Date	Aug 5, 2026
Instrument	202670898

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025288
Date	Mar 7, 2018
Instrument	2018-025288

Lender

Name	TRI VALLEY BANK
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 30, 2020
Property Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761
Document Number	0000147366
Instrument Date	Oct 22, 2020
Instrument	147366
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23166 LOS RANCHOS DR TRACY CA 953049761, TRACY, CA 95304-9761

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2017
Property Address	23166 LOS RANCHOS DR, TRACY, CA 95304-9761
Document Number	0000096967
Instrument Date	Aug 2, 2017
Instrument	96967
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23166 LOS RANCHOS DR TRACY CA 953049761, TRACY, CA 95304-9761

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,836.00 (+2.27%)
2025	$10,596.00 (+5.74%) Homeowner's exemption	$855,973 (+4.04%) Land $225,347 Building $630,626
2023	$10,021.00 (+2.03%) Homeowner's exemption	$822,737 Land $216,598 Building $606,139	$1,286,550
2022	$9,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTOS RANCH PWS #5-CSA #35 serves 320 people · EPA ID CA3901216
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Los Ranchos Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures