San Diego County property record for 2316 Wind River Rd, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,493 sqft · built 1985 |
| Lot Size | 0.19 acres (8,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Oct 1992) |
| Tax Bill | $5,816 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Oct 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 518-112-20-00 |
| Primary APN | 518-112-20-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,493 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 8,296 sqft (0.19 acres) |
| Lot Dimensions | 123 ft deep x 66 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2316 WIND RIVER RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-4154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 258 UND INT IN LOTS 75&77&80&389&ALL TR 009231 |
| Legal Subdivision | SAN DIEGO 3584-1 |
| Legal Tract | 009231 |
| Legal Block | 3 |
| Legal Lot Number | 75,77 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13604 |
2316 Wind River Rd is owned and occupied by two individuals who acquired it in October 2017.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2316 WIND RIVER RD, EL CAJON, CA 92019-4154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Oct 31, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1992 · Amount on File |
| Deed Sale | Oct 2, 1992 · Amount on File |
| Prior Sale | Aug 23, 1984 · Amount on File |
| Deed Document Number | 1992629805 |
| Last Transfer Date | Oct 11, 2017 |
| Transfer Doc | 0000508655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2316 WIND RIVER RD, EL CAJON, CA 92019-4154 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2316 WIND RIVER RD, EL CAJON, CA 92019-4154 |
| Document Number | 0000491996 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-0491996 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 2316 WIND RIVER RD, EL CAJON, CA 92019-4154 |
| Document Number | 0000508655 |
| Map Reference | MAP9231 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017-0508655 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2316 WIND RIVER RD, EL CAJON, CA 92019-4154 |
| Document Number | 0000508656 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0508656 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Nov 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 2316 Wind River Rd was $5,816 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $491,566 (+2%) Land $133,398 Building $358,168 | |
| 2025 | $5,816.00 Homeowner's exemption | $481,929 Land $130,783 Building $351,146 |
| 2023 | $5,692.00 (+1.7%) Homeowner's exemption | $463,216 Land $125,705 Building $337,511 |
| 2022 | $5,597.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2316 Wind River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2316 Wind River Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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