2316 S Hardy Ave, Independence, MO 64052 Property Records

Jackson County property record for 2316 S Hardy Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 1935
Lot Size	0.461 acres (20,088 sqft)
Owner	Individual Name on File
Last Sale	$99,400 (Aug 2020)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-630-03-27`

Property Details

APN / Parcel Number

Primary APN	`27-630-03-27`
Alternative APNs	`27-630-03-27-00-0-00-000` `27630032700000001` `793238`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	870 sqft
Basement Area	840 sqft
Flooring	Carpet

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,088 sqft (0.461 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	450 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	793238
Street Address	2316 S HARDY AVE
City	INDEPENDENCE
State	MO
Zip	64052-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG-32 TWP-49 SEC-09 PT OF NW SW 1/4 DAF: BEG AT A PT 230 S OF NE COR NW SW 1/4 TH W 200 TH S 100 TH E 200 TH N 100 TO POB
Legal Range	32W
Legal Township	49N
Legal Section	09
Legal Block	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2003
Census Tract	11900

Owner

2316 S Hardy Ave is owned and occupied by an individual who bought it in August 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2316 S HARDY AVE, INDEPENDENCE, MO 64052-2040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Quit Claim Deed, Transfer · FHA Mortgage FLAT BR MTG
Aug 4, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Oct 15, 2018	Quit Claim Deed, Mortgage FREEDOM MTG
Feb 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	2020E67775
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0000E15294
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 4, 2020
Property Address	2316 S HARDY AVE, INDEPENDENCE, MO 64052-2040
Document Number	0000E67775
Instrument Date	Jul 31, 2020
Instrument	67775E
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 S HARDY AVE INDEPENDENCE MO 640522040, INDEPENDENCE, MO 64052-2040

Mortgage

Document Number	E67776
Date	Aug 4, 2020
Instrument	67776E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

Mortgage

Document Number	E67777,
Date	Aug 4, 2020
Instrument	67777E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Amount	Amount on Record

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Aug 4, 2020
Property Address	2316 S HARDY AVE, INDEPENDENCE, MO 64052-2040
Document Number	00E0067775
Instrument Date	Jul 31, 2020
Instrument	2020E0067775
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 S HARDY AVE, INDEPENDENCE, MO 64052-2040

Mortgage

Document Number	00E0067776
Date	Aug 4, 2020
Instrument	2020E0067776

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 15, 2018
Property Address	2316 S HARDY AVE, INDEPENDENCE, MO 64052-2040
Document Number	0000E89810
Instrument Date	Oct 10, 2018
Instrument	89810E
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 S HARDY AVE INDEPENDENCE MO 640522040, INDEPENDENCE, MO 64052-2040

Mortgage

Document Number	E89811
Date	Oct 15, 2018
Instrument	89811E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 26, 2018
Property Address	2316 S HARDY AVE, INDEPENDENCE, MO 64052-2040
Document Number	0000E15294
Instrument Date	Feb 20, 2018
Instrument	15294E
Transaction Type	Transfer
Record Updated	Mar 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 S HARDY AVE INDEPENDENCE MO 640522040, INDEPENDENCE, MO 64052-2040

Tax Assessment & Valuation

The 2025 property tax bill for 2316 S Hardy Ave was $1,470, down 19.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,102 (-) Land $5,787 Building $14,315	$105,800 (-)
2025	$1,470.00 (-19.41%)	$20,102 Land $5,787 Building $14,315	$105,800
2024	$1,824.00 (+2.47%)
2023	$1,780.00	$25,593 Land $4,877 Building $20,716	$134,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2316 S Hardy Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1982–2017)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2316 S Hardy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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