2316 Rutgers Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 2316 Rutgers Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1957
Lot Size	0.18 acres (7,854 sqft)
Owner	2 Trust Names on File
Last Sale	$790,000 (Jan 2020)
Tax Bill	$10,119 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`141-472-16`

Property Details

APN / Parcel Number

Primary APN	`141-472-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,372 sqft Living Area
Gross Area	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,854 sqft (0.18 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2316 RUTGERS DR
City	COSTA MESA
State	CA
Zip	92626-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2953 BLK LOT 75
Legal Subdivision	TRACT NO 2953
Legal Tract	2953
Legal Lot Number	75
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3010
Census Tract	63905

Owner

2316 Rutgers Dr is owner-occupied and held in a trust since January 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CREDIT UNION
Mar 2, 2026	Intrafamily Transfer, Transfer
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CENTRAL CU
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI WESCOM CTRL CU
Jan 7, 2020	Grant Deed, Transfer · Conventional with PMI WESCOM CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Nov 20, 2001 · Amount on File
Deed Document Number	20205941
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2026
Property Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Document Number	0000093832
Instrument Date	Mar 24, 2026
Instrument	202693832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330

Mortgage

Document Number	0000093832,
Date	Apr 2, 2026
Instrument	202693832

Lender

Name	WESCOM CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 2, 2026
Property Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Document Number	0000060751
Map Reference	MB 99 PG 16-18
Instrument Date	Feb 20, 2026
Instrument	2026000060751
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330

Mortgage

Document Number	0000158849
Date	Apr 27, 2022
Instrument	2022000158849

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330

Mortgage

Document Number	0000580959
Date	Sep 17, 2021
Instrument	2021000580959

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Document Number	0000380916
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 RUTGERS DR COSTA MESA CA 926266330, COSTA MESA, CA 92626-6330

Mortgage

Document Number	0000380916
Date	Aug 4, 2020
Instrument	380916

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 7, 2020
Property Address	2316 RUTGERS DR, COSTA MESA, CA 92626-6330
Document Number	0000005941
Instrument Date	Nov 15, 2019
Instrument	5941
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 RUTGERS DR COSTA MESA CA 926266330, COSTA MESA, CA 92626-6330

Mortgage

Document Number	5942
Date	Jan 7, 2020
Instrument	5942

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2316 Rutgers Dr was $10,119, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,254 (+2%) Land $802,792 Building $76,462
2025	$10,119.00 (+2.18%)	$862,014 Land $787,051 Building $74,963
2024	$9,903.00 (+3.12%)
2023	$9,603.00 (+2.66%)	$828,542 Land $756,489 Building $72,053
2022	$9,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2316 Rutgers Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2316 Rutgers Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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