2316 Oak Dr, Steilacoom, WA 98388 Property Records

Pierce County property record for 2316 Oak Dr, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,016 sqft · built 1966
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2024)
Tax Bill	$4,224 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`299520-0-330`

Property Details

APN / Parcel Number

Primary APN	`299520-0-330`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Basement Area	1,008 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	192 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2316 OAK DR
City	STEILACOOM
State	WA
Zip	98388-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 06 TOWNSHIP 19 RANGE 02 QUARTER 41 CHERRYDALE RPT # 2 OF PORTION: CHERRYDALE RPT # 2 OF PORTION L 1 B 5 EASE OF RECORD
Legal Range	02
Legal Township	19
Legal Section	06
Legal Subdivision	CHERRYDALE RPT # 2 OF PORTION
Legal Block	5
Legal Lot Number	1
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2008
Census Tract	72111

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2316 OAK DR, STEILACOOM, WA 98388-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FINANCE COMMISS
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC
Jul 12, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	2024260
Prior Transfer Date	Dec 1, 1994
Prior Transfer Doc	0000000645
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2316 OAK DR, STEILACOOM, WA 98388-4114
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S MACLEOD AVE, ARLINGTON, WA 98223-1526

Mortgage

Document Number	0004080262
Date	Apr 8, 2024
Instrument	202404080262

Lender

Name	WASHINGTON STATE HOUSING FINANCE COMMISS
Type	Non-Lending Institution
Address	1000 2ND AVE STE 2700, SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 8, 2024
Property Address	2316 OAK DR, STEILACOOM, WA 98388-4114
Document Number	0004080260
Map Reference	VOL 26 OF PLS PGS 46
Instrument Date	Mar 5, 2024
Instrument	202404080260
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 OAK DR, STEILACOOM, WA 98388-4114

Mortgage

Document Number	0004080261
Date	Apr 8, 2024
Instrument	202404080261

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0004080261
Date	Apr 8, 2024
Instrument	202404080261

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	14275 N 87TH ST STE 210, SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2316 OAK DR, STEILACOOM, WA 98388-4114
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120379
Date	Jul 12, 2022
Instrument	202207120379

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2316 OAK DR, STEILACOOM, WA 98388-4114
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007060455
Date	Jul 6, 2020
Instrument	202007060455

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 27, 2019
Property Address	2316 OAK DR, STEILACOOM, WA 98388-4114
Document Number	0009270899
Map Reference	VOL 26 PG 46&47
Instrument Date	Sep 3, 2019
Instrument	201909270899
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	RAINIER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,518.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 OAK DR, STEILACOOM, WA 98388-4114

Mortgage

Document Number	0009270900
Date	Sep 27, 2019
Instrument	201909270900

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,224.00 (+2.33%)	$477,200 (+16.48%) Land $207,500 Building $269,700	$477,200 (+16.48%) Land $207,500 Building $269,700
2025	$4,128.00 (+16.84%)
2024	$3,533.00 (-2.97%)	$409,700 (-3.69%) Land $202,800 Building $206,900	$409,700 (-3.69%) Land $202,800 Building $206,900
2023	$3,641.00	$425,400 Land $209,100 Building $216,300	$425,400 Land $209,100 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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