2316 Kelmscott Ct, Sanford, FL 32773 Property Records

Seminole County property record for 2316 Kelmscott Ct, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 2018
Owner	Individual Name on File
Last Sale	$360,000 (Dec 2020)
Tax Bill	$6,621 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-5VC-0000-0780`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-5VC-0000-0780`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,161 sqft Living Area
1st Floor Area	901 sqft
2nd Floor Area	1,260 sqft
Upper Floors Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2316 KELMSCOTT CT
City	SANFORD
State	FL
Zip	32773-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 KENSINGTON RESERVE PB 81 PGS 86-92
Legal Range	31
Legal Township	20
Legal Section	17
Legal Subdivision	KENSINGTON RESERVE
Legal Lot Number	78
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1070
Census Tract	21000

Owner

2316 Kelmscott Ct is owned and occupied by an individual who bought it in December 2020.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 5, 2018	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jul 23, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	2020138522
Deed Book / Page	9776 / 822
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094560903
Date	Oct 14, 2019
Book Page	09456/0903
Instrument	2019111284

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 2, 2020
Property Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116
Document Number	0097760822
Book / Page	9776 / 822
Map Reference	MB 81 PG 86-92
Instrument Date	Dec 1, 2020
Instrument	2020138522
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LEADING EDGE TTL OF CTRL FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 MICHAEL BLAKE BLVD APT 303, 201, WINTER SPRINGS, FL 32708-6579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116

Mortgage

Document Number	0009776824
Date	Dec 2, 2020
Instrument	9776/824

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 5, 2018
Property Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116
Document Number	0092580979
Book / Page	09258 / 0979
Map Reference	MB81 PG86-92
Instrument Date	Nov 21, 2018
Instrument	2018136153
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH16, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116

Mortgage

Document Number	2018136154
Date	Dec 5, 2018
Instrument	2018136154

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 23, 2018
Property Address	2316 KELMSCOTT CT, SANFORD, FL 32773-7116
Document Number	0091780207
Book / Page	009178 / 000207
Instrument Date	Jul 18, 2018
Instrument	84527
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,057.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2316 Kelmscott Ct was $6,621.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,621.00	$365,934	$365,934 Land $100,000 Building $265,934
2023	$6,350.00 (+12.71%)	$413,423 (+20.23%)	$413,423 (+12.99%) Land $100,000 Building $313,423
2022	$5,634.00	$343,870	$365,908 Land $83,000 Building $282,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2316 Kelmscott Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2316 Kelmscott Ct is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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