Union County property record for 2316 Hargette Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 856 sqft · built 1948 |
| Lot Size | 1.11 acres (48,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Sep 2015) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-301-006 |
| Primary APN | 09-301-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 48,700 sqft (1.11 acres) |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2316 HARGETTE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #51 THRU #60 & P/#61 RAY WALTERS PB3 PG15 |
| Legal Subdivision | RAY WALTERS 3-15 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20405 |
2316 Hargette Rd is owned and occupied by an individual who bought it in September 2015.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2316 HARGETTE RD, MONROE, NC 28110-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2015 · Amount on File |
| Deed Sale | Sep 4, 2015 · Amount on File |
| Prior Sale | Apr 6, 2015 · Amount on File |
| Deed Document Number | 201527474 |
| Deed Book / Page | 6523 / 524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2316 HARGETTE RD, MONROE, NC 28110-8574 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2316 HARGETTE RD, MONROE, NC 28110-8574 |
| Document Number | 0008745318 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 8745/318 |
| Instrument | 16978 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2316 HARGETTE RD, MONROE, NC 28110-8574 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008287264 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 8287/264 |
| Instrument | 50343 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 2316 Hargette Rd was $1,812.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,300 (-) Land $52,200 Building $155,100 | $207,300 (-) Land $52,200 Building $155,100 | |
| 2025 | $1,812.00 | $207,300 Land $52,200 Building $155,100 | $207,300 Land $52,200 Building $155,100 |
| 2023 | $1,254.00 | $115,000 Land $37,900 Building $77,100 | $115,000 Land $37,900 Building $77,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2316 Hargette Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2316 Hargette Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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