2316 Chestnut St, Rockford, IL 61102 Property Records

Winnebago County property record for 2316 Chestnut St, Rockford, IL 61102

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,566 sqft · built 1923
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Apr 2006)
Tax Bill$1,541 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN201A784

Property Details

APN / Parcel Number

Primary APN201A784
Alternative APN
  • 1121259008

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,566 sqft Living Area
Gross Area2,770 sqft
1st Floor Area754 sqft
Basement Area754 sqft
Finished Basement550 sqft
Unfinished Basement204 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions148 ft deep x 50 ft wide
View / LotAlley
DrivewayDriveway
PorchPorch
Deck Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201A784
Street Address2316 CHESTNUT ST
CityROCKFORD
StateIL
Zip61102-1807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionKELLOGG + SHELDONS SUB PT WESLEYAN SEMINARY ASSN ADD LOT 004 BLOCK 017
Legal SubdivisionWESLEYAN SEMINARY ASSN ADD
Legal Block017
Legal Lot Number004
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group4
Census Block4010
Census Tract2500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2316 CHESTNUT ST, ROCKFORD, IL 61102-1807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2006 · Amount on Record
Deed SaleApr 27, 2006 · Amount on Record
Deed Document Number2006624635
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address2316 CHESTNUT ST, ROCKFORD, IL 61102-1807
Transaction TypeMortgage
Record UpdatedSep 7, 2022
Title CompanyCITYWIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025871
DateAug 22, 2022
Instrument2225871
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,541.00$23,458 (+41.38%) Land $593 Building $22,865$70,374 (+41.38%) Land $1,779 Building $68,595
2022Homeowner's exemption$16,592 Land $419 Building $16,173$49,776 Land $1,257 Building $48,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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