St. Charles County property record for 2316 Chemin Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,468 sqft · built 2017 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,500 (Feb 2018) |
| Tax Bill | $6,820 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600038 |
| Primary APN | T170600038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,468 sqft Living Area |
| Basement Area | 2,468 sqft |
| Finished Basement | 1,851 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 7,667 sqft (0.176 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600038 |
|---|---|
| Street Address | 2316 CHEMIN AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 161 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 161 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2316 Chemin Ave is owned and occupied by two individuals who bought it in February 2018.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2316 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 29, 2018 | Warranty Deed, Subdivision Related Transfer PARAMOUNT BOND & MTG |
| Feb 27, 2018 | Warranty Deed, Subdivision Related Transfer MIDWEST BANKCENTRE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on File |
| Deed Sale | Feb 27, 2018 · Amount on File |
| Deed Document Number | 0006884169 |
| Deed Book / Page | 6884 / 0169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2316 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2316 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Document Number | 2021R014687 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021R-014687 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2316 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0071850322 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 7185/0322 |
| Instrument | 20191120000664710 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 29, 2018 |
| Property Address | 2316 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Document Number | 0069241917 |
| Book / Page | 006924 / 001917 |
| Instrument Date | May 25, 2018 |
| Instrument | 292410 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2316 CABRIC DR ST CHARLES MO 633015027, ST CHARLES, MO 63301-5027 |
| Document Number | 69241919 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 006924/001919 |
| Instrument | 292420 |
| Name | PARAMOUNT BOND & MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 28, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 27, 2018 |
| Property Address | 2316 CHEMIN AVE, SAINT CHARLES, MO 63301-5021 |
| Document Number | 0068840169 |
| Book / Page | 006884 / 000169 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 104240 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2316 CHEMIN AVE ST CHARLES MO 633015021, ST CHARLES, MO 63301-5021 |
| Document Number | 68840171 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 006884/000171 |
| Instrument | 104250 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 2316 Chemin Ave was $6,820.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,820.00 | $109,355 | $575,551 Land $90,000 Building $485,551 |
| 2023 | $99,398 | ||
| 2022 | $523,147 Land $65,000 Building $458,147 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2316 Chemin Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2316 Chemin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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