Jefferson County property record for 2316 Bluff Rd, Hoover, AL 35226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,982 sqft · built 1958 |
| Lot Size | 0.359 acres (15,645 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,500 (Jul 2008) |
| Tax Bill | $2,553 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-03-3-007-012.000 |
| Primary APN | 39-00-03-3-007-012.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 4,206 sqft |
| 1st Floor Area | 1,982 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,645 sqft (0.359 acres) |
| Lot Dimensions | 149 ft deep x 105 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 50 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 417782 |
|---|---|
| Old Parcel Number | 39033007012000RR01 |
| Street Address | 2316 BLUFF RD |
| City | HOOVER |
| State | AL |
| Zip | 35226-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 BLK 7 BLUFF PARK MEADOW 1ST SECTOR PB 46 PG 64 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 03 |
| Legal Quarter | SW |
| Legal Subdivision | BLUFF PARK MEADOW |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14412 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2316 BLUFF RD, HOOVER, AL 35226-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| May 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2008 · Amount on Record |
| Deed Sale | Jul 11, 2008 · Amount on Record |
| Prior Sale | Mar 18, 2005 · Amount on Record |
| Deed Document Number | 0080811248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2316 BLUFF RD, HOOVER, AL 35226-1554 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2316 BLUFF RD, HOOVER, AL 35226-1554 |
| Document Number | 0000015815 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026015815 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2316 BLUFF RD, HOOVER, AL 35226-1554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2316 BLUFF RD, HOOVER, AL 35226-1554 |
| Document Number | 0000049548 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023049548 |
| Name | TOP FLITE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 2316 BLUFF RD, HOOVER, AL 35226-1554 |
| Document Number | 0000019128 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2316 BLUFF RD HOOVER AL 352261554, HOOVER, AL 35226-1554 |
| Document Number | 0000019128 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 19128 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 23, 2032 |
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,553.00 (+14.54%) Homeowner's exemption | $35,900 (+6.97%) | $368,900 (+9.96%) Land $150,000 Building $218,900 |
| 2023 | $33,560 Land $15,005 Building $18,555 | $335,500 Land $150,000 Building $185,500 | |
| 2022 | $2,229.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2014–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures