2316 284th St E, Roy, WA 98580 Property Records

Pierce County property record for 2316 284th St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,884 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$444,719 (Dec 2017)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031835-3-048`

Property Details

APN / Parcel Number

Primary APN	`031835-3-048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,884 sqft Living Area
Gross Area	216 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2014
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Deck Area	952 sqft
Patio Area	952 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2316 284TH ST E
City	ROY
State	WA
Zip	98580-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 03 QUARTER 33 E 1/2 OF NW OF SW OF SW TOG/W NON-EXCLUSIVE EASE EXC FROM SD EASE SHANDROW CO RD COMB TO RESTORE PARCELS SEG FOR TAX PURPOSES ONLY COMB OF 3-038 & 3-039 SEG 2013-0131 BB 10/19/12 BB
Legal Range	03
Legal Township	18
Legal Section	35
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1015
Census Tract	73005

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2316 284TH ST E, ROY, WA 98580-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 12, 2017	Warranty Deed, Transfer · FHA Mortgage GRAYSTONE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	2017704
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	0000000909
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2316 284TH ST E, ROY, WA 98580-9511
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006270025
Date	Jun 27, 2022
Instrument	202206270025

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2316 284TH ST E, ROY, WA 98580-9511
Document Number	2004100791
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2316 284TH ST E ROY WA 985809511, ROY, WA 98580-9511

Mortgage

Document Number	2004100791
Date	Apr 10, 2020
Instrument	202004100791

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 9, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2316 284TH ST E, ROY, WA 98580-9511
Document Number	1906040214
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2316 284TH ST E ROY WA 985809511, ROY, WA 98580-9511

Mortgage

Document Number	1906040214
Date	Jun 4, 2019
Instrument	201906040214

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 12, 2017
Property Address	2316 284TH ST E, ROY, WA 98580-9511
Document Number	0012120704
Instrument Date	Dec 1, 2017
Instrument	201712120704
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,921.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 E 54TH ST, TACOMA, WA 98404-2608

Mortgage

Document Number	0012120705
Date	Dec 12, 2017
Instrument	201712120705

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,400 (+8.48%) Land $253,700 Building $429,700	$683,400 (+8.48%) Land $253,700 Building $429,700
2025	$7,060.00 (-0.55%)
2024	$7,099.00 (+0.68%)	$630,000 (-2.69%) Land $235,700 Building $394,300	$630,000 (-2.69%) Land $235,700 Building $394,300
2023	$7,051.00	$647,400 Land $253,700 Building $393,700	$647,400 Land $253,700 Building $393,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Winter Storms, Land & Muds Slides,flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	10 / 1

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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