23155 Vaquero Ct, Tracy, CA 95304 Property Records

San Joaquin County property record for 23155 Vaquero Ct, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,567 sqft · built 1979
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Trust Names on File
Last Sale	$820,000 (Apr 2020)
Tax Bill	$14,433 (2026)
Deeds & Mortgages	May 2023 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-320-460-000`

Property Details

APN / Parcel Number

Primary APN	`209-320-460-000`
Alternative APN	`209-320-46`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,567 sqft Living Area
1st Floor Area	2,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	69,260 sqft (1.59 acres)
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	209-320-46
Street Address	23155 VAQUERO CT
City	TRACY
State	CA
Zip	95304-8977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	78/FORM PT 209-210-72
Legal Subdivision	SANTOS RANCH
Legal Tract	1238
Legal Block	2
Legal Lot Number	46
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2024
Census Tract	5225

Owner

23155 Vaquero Ct is owner-occupied and held in a trust since April 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23155 VAQUERO CT, TRACY, CA 95304-8977
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 22, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	202048640
Prior Transfer Date	Sep 15, 2004
Prior Transfer Doc	0000217962
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	23155 VAQUERO CT, TRACY, CA 95304-8977
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23155 VAQUERO CT, TRACY, CA 95304-8977

Mortgage

Document Number	0000035331
Date	May 8, 2023
Instrument	2023-035331

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 22, 2020
Property Address	23155 VAQUERO CT, TRACY, CA 95304-8977
Document Number	0000048640
Instrument Date	Apr 14, 2020
Instrument	48640
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23155 VAQUERO CT TRACY CA 953048977, TRACY, CA 95304-8977

Mortgage

Document Number	48641
Date	Apr 22, 2020
Instrument	48641

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 23155 Vaquero Ct was $14,433, down 3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,433.00 (-2.98%)
2025	$14,877.00	$896,784 Land $142,171 Building $754,613
2023	$13,895.00 (+1.08%)	$861,962 Land $136,651 Building $725,311	$1,067,400
2022	$13,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23155 Vaquero Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23155 Vaquero Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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