23151 Whispering Ridge Dr, Estero (Bonita Springs), FL 34135 Property Records

Lee County property record for 23151 Whispering Ridge Dr, Estero, FL 34135

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,049 sqft · built 2001
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Jan 2020)
Tax Bill	$11,563 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-47-25-E3-1800C.0450`

Property Details

APN / Parcel Number

Primary APN	`02-47-25-E3-1800C.0450`
Alternative APNs	`250247E31800C0450` `024725180000C0450` `10456856`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,049 sqft Living Area
Gross Area	5,177 sqft
1st Floor Area	2,848 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,286 sqft (0.305 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Slab
Porch Area	493 sqft
Patio Area	881 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10456856
Street Address	23151 WHISPERING RIDGE DR
City	ESTERO
State	FL
Zip	34135-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	COPPERLEAF AT THE BROOKS PH I PB 66 PGS 46-59 BLK C LOT 45
Legal Range	25E
Legal Township	47S
Legal Section	02
Legal Subdivision	COPPERLEAF AT THE BROOKS PH I
Legal Phase	1
Legal Tract	E3
Legal Block	C
Legal Lot Number	45
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	50315

Owner

23151 Whispering Ridge Dr is owned and occupied by an individual who bought it in January 2020.

Source: Lee County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	23151 WHISPERING RIDGE DR, ESTERO, FL 34135-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Prior Sale	May 4, 2011 · Amount on File
Deed Document Number	2020583
Record Updated	Jun 8, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE FL
Recording Date	Jan 2, 2020
Property Address	23151 WHISPERING RIDGE DR, ESTERO, FL 34135-8411
Document Number	0000000583
Map Reference	MB 66 PG 46
Instrument Date	Dec 18, 2019
Instrument	2020000000583
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	LYONS TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10987 THOMASVILLE LN, 10987, FRISCO, TX 75033-2372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23760 COPPERLEAF BLVD, ESTERO, FL 34135-8163

Mortgage

Document Number	0000000584
Date	Jan 2, 2020
Instrument	2020000000584

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 23151 Whispering Ridge Dr was $11,563 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,563.00 Homeowner's exemption	$731,492	$998,182 Land $218,025 Building $780,157
2023	$11,016.00 (+4.21%) Homeowner's exemption	$690,172 (+3%)	$896,331 (+19.88%) Land $245,493 Building $650,838
2022	$10,571.00 Homeowner's exemption	$670,070	$747,665 Land $143,000 Building $604,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23151 Whispering Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 205 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	205 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23151 Whispering Ridge Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Whispering Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures