2315 Sturnella Ln, Belgrade, MT 59714 Property Records

Gallatin County property record for 2315 Sturnella Ln, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 2018
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Tax Bill	$2,944 (2026)
Deeds & Mortgages	Mar 2018 Construction Loan Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00REG68842`

Property Details

APN / Parcel Number

Primary APN	`00REG68842`
Alternative APNs	`06-1011-32-3-03-37-0000` `R825878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00REG68842
Street Address	2315 STURNELLA LN
City	BELGRADE
State	MT
Zip	59714-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWLARK RANCH SUB 2ND FILING, S32, T01 N, R05 E, BLOCK 3, LOT 19, PLAT J-586
Legal Range	05E
Legal Township	01N
Legal Section	32
Legal Subdivision	MEADOWLARK RANCH SUB 2ND FILING
Legal Block	3
Legal Lot Number	19
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3024
Census Tract	101

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Apr 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 10, 2023	Warranty Deed, Transfer TITLEONE
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023
Deed Sale	Jul 10, 2023
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	20232804851
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002607364
Date	Mar 5, 2018
Instrument	2607364

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 15, 2018

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002679582
Date	Apr 27, 2020
Instrument	2679582

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002743708
Date	Aug 2, 2021
Instrument	2743708

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 10, 2023
Property Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725
Document Number	0002804851
Map Reference	MB J PG 586
Instrument Date	Jul 7, 2023
Instrument	2804851
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 9, 2018
Property Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725
Document Number	0002618730
Instrument Date	Jun 5, 2018
Instrument	2618730
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N 27TH ST # ST9200, ST9200, BILLINGS, MT 59101-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2315 STURNELLA LN, BELGRADE, MT 59714-7725

Mortgage

Document Number	0002618731
Date	Jul 9, 2018
Instrument	2618731

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,944.00 (-34.26%)	$541,200 (+4.3%)	$541,200 (+4.3%) Land $187,588 Building $353,612
2023	$4,478.00	$518,900	$518,900 Land $104,789 Building $414,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Opticom.

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