2315 Silver Oaks St, New Caney, TX 77357 Property Records

Montgomery County property record for 2315 Silver Oaks St, New Caney, TX 77357

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,277 sqft · built 2014
Lot Size	0.413 acres (17,983 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Apr 2018)
Tax Bill	$7,177 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8397-01-49300`

Property Details

APN / Parcel Number

Primary APN	`8397-01-49300`
Alternative APN	`R149954`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,277 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	2,025 sqft
2nd Floor Area	252 sqft
Upper Floors Area	252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,983 sqft (0.413 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	388 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2315 SILVER OAKS ST
City	NEW CANEY
State	TX
Zip	77357-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	ROMAN FOREST 01, BLOCK 15, LOT 8
Legal Subdivision	ROMAN FOREST 01
Legal Block	15
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2022
Census Tract	692804

Owner

2315 Silver Oaks St is owned and occupied by two individuals who bought it in April 2018.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2315 SILVER OAKS ST, NEW CANEY, TX 77357-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 2, 2018	Vendor's Lien, Transfer · Conventional Mortgage GIBRALTAR MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	201828492
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000028492
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	2315 SILVER OAKS ST, NEW CANEY, TX 77357-3105
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019388
Date	Feb 12, 2021
Instrument	2021019388

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 2, 2018
Property Address	2315 SILVER OAKS ST, NEW CANEY, TX 77357-3105
Document Number	0000028492
Map Reference	CAB A SH27A
Instrument Date	Mar 30, 2018
Instrument	2018028492
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 SILVER OAKS ST, NEW CANEY, TX 77357-3105

Mortgage

Document Number	0000028493
Date	Apr 2, 2018
Instrument	2018028493

Lender

Name	GIBRALTAR MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000028494
Date	Apr 2, 2018
Instrument	2018028494

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2315 Silver Oaks St was $7,177 with a homeowner's exemption, down 5.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Roman Forest City
Unified School District	New Caney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,696 (-) Land $35,966 Building $311,730	$347,696 (-) Land $35,966 Building $311,730
2025	$7,177.00 (-5.78%) Homeowner's exemption	$347,696 (-0.29%) Land $35,966 Building $311,730	$347,696 (-2.33%) Land $35,966 Building $311,730
2024	$7,617.00 (+11.62%) Homeowner's exemption	$348,722 (+1%) Land $35,966 Building $320,034	$356,000 (-3.78%) Land $35,966 Building $320,034
2023	$6,824.00 Homeowner's exemption	$317,020 Land $35,970 Building $334,030	$370,000 Land $35,970 Building $334,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2315 Silver Oaks St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	14 (2014–2024)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 Silver Oaks St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMAN FOREST CONSOLIDATED MUD serves 2,418 people · EPA ID TX1700071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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