2315 Saddleback Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 2315 Saddleback Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,059 sqft · built 2019
Lot Size	0.927 acres (40,380 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,651 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`000C154500`

Property Details

APN / Parcel Number

Primary APN	`000C154500`
Alternative APNs	`03-0821-06-4-03-45-0000` `R0354246` `C15450`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,059 sqft Living Area
1st Floor Area	2,411 sqft
2nd Floor Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,380 sqft (0.927 acres)
View / Lot	Neighborhood / Spot
Garage Area	1,270 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	392 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2315 SADDLEBACK DR
City	LAUREL
State	MT
Zip	59044-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 3, LOT 10, ACRES 0.927
Legal Range	24E
Legal Township	02S
Legal Section	06
Legal Subdivision	SADDLEBACK RIDGE ESTATES SUB 2ND FIL
Legal Block	3
Legal Lot Number	10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1000
Census Tract	1403

Owner

Source: Yellowstone County records · APN 000C154500

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2315 SADDLEBACK DR, LAUREL, MT 59044-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Apr 24, 2023	Deed of Trust, Mortgage C GUIDO CONSTRUCTION LP
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
Oct 30, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2017
Deed Sale	Oct 30, 2017
Deed Document Number	20173831982
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2315 SADDLEBACK DR, LAUREL, MT 59044-3623
Transaction Type	Mortgage
Record Updated	Dec 04, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 AVENUE D, BILLINGS, MT 59106-1728

Mortgage

Document Number	0004062338
Date	Nov 13, 2023
Instrument	4062338

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2315 SADDLEBACK DR, LAUREL, MT 59044-3623
Transaction Type	Mortgage
Record Updated	May 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6223 WALNUT HILL LN, DALLAS, TX 75230-5114

Mortgage

Document Number	0004045468
Date	Apr 24, 2023
Instrument	4045468

Lender

Name	C GUIDO CONSTRUCTION LP
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 19, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2315 SADDLEBACK DR, LAUREL, MT 59044-3623
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 COWAN AVE, DALLAS, TX 75209-3803

Mortgage

Document Number	0004029803
Date	Sep 13, 2022
Instrument	4029803

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 30, 2017
Property Address	2315 SADDLEBACK DR, LAUREL, MT 59044-3623
Document Number	0003831982
Instrument Date	Sep 29, 2017
Instrument	3831982
Transaction Type	Transfer
Record Updated	Dec 05, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 THROCKMORTON ST DALLAS TX 752193042, DALLAS, TX 75219-3042

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$934,000 (+16.43%) Land $134,708 Building $799,292	$934,000 (+16.43%) Land $134,708 Building $799,292
2024	$5,651.00 (+11.22%)
2023	$5,081.00	$802,200	$802,200 Land $101,671 Building $700,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), as of March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301110014031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 66% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
BHT Investment Holdings Fixed Wireless	100 / 20

Based on FCC filings for 60 locations within half a mile of this property.

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