Miami-Dade County property record for 2315 NW 89th Ter, Miami, FL 33147
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 1954 |
| Lot Size | 0.172 acres (7,497 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | Oct 2025 Reverse Mortgage Jan 2024 Reverse Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 30-3103-033-0270 |
| Primary APN | 30-3103-033-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 1,959 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Covered |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,497 sqft (0.172 acres) |
| Lot Dimensions | 85 ft deep x 88.2 ft wide |
| Garage Type | Carport |
| Garage Area | 649 sqft |
| Carport | Carport |
| Carport Area | 649 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 780 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 2315 NW 89TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33147-3567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | SHANNON PK 2ND ADDN PB 56-54 LOT 13BLK 7 LOT SIZE 88.200 X85 COC 23740-3288 08 2005 5 |
| Legal Range | 41E |
| Legal Township | 53S |
| Legal Section | 03 |
| Legal Subdivision | SHANNON PK 2ND ADDN |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 1003 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2315 NW 89TH TER, MIAMI, FL 33147-3567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP |
| Jan 25, 2024 | Intrafamily Transfer, Transfer · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2024 |
| Transfer Doc | 0000067182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 2315 NW 89TH TER, MIAMI, FL 33147-3567 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | TEAM TITLE SERVICES, AMT TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2315 NW 89TH TER, MIAMI, FL 33147-3567 |
| Document Number | 0000755677 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 34972/100 |
| Instrument | 2025R0755677 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BELLEVUE, WA 98004 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 875 Months |
| Due | Sep 6, 2098 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jan 25, 2024 |
| Property Address | 2315 NW 89TH TER, MIAMI, FL 33147-3567 |
| Document Number | 0000067182 |
| Book / Page | 34067 / 266 |
| Map Reference | MB 56 PG 54 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024R0067182 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2315 NW 89TH TER, MIAMI, FL 33147-3567 |
| Name | Verified Name |
|---|---|
| Address | 2315 NW 89TH TER, MIAMI, FL 33147-3567 |
| Document Number | 0000000269 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 34067/269 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 896 Months |
| Due | Sep 6, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.58% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,861.00 (+2.65%) Homeowner's exemption | $107,533 (+5.99%) | $387,017 (+11.72%) Land $194,922 Building $192,095 |
| 2024 | $1,813.00 (+10.68%) | ||
| 2023 | $1,638.00 (+5.95%) Homeowner's exemption | $101,460 (+3%) | $346,427 (+7.94%) Land $168,698 Building $177,729 |
| 2022 | $1,546.00 Homeowner's exemption | $98,505 | $320,947 Land $133,358 Building $187,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 46 (1979–2023) |
| Claims Outside the SFHA | 21 of 46 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures