Lexington-Fayette Urban County property record for 2315 Nancy Ln, Lexington, KY 40505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,357 sqft · built 1958 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,500 (Sep 2019) |
| Tax Bill | $2,009 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Sep 2019 Mortgage + 4 more |
| APN | 21798150 |
| Primary APN | 21798150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2315 NANCY LN |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40505-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | C-124 THOROUGHBRED ACRES LOT 8; BOOK: 3701 PAGE: 732 |
| Legal Subdivision | THOROUGHBRED ACRES |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3101 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage TRADITIONAL BK |
| Sep 26, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNIVERSITY OF KY FED CR UN |
| Apr 20, 2022 | Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
| Jun 11, 2021 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Sep 26, 2019 | Deed, Transfer |
| Feb 27, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Feb 27, 2019 · Amount on Record |
| Deed Book / Page | 3701 / 732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009267/115 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 9267/115 |
| Name | TRADITIONAL BK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009422/101 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 9422/101 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000417/388 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 0417/388 |
| Name | UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098/048 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 0098/048 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Sep 26, 2019 |
| Property Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Document Number | 3701/732 |
| Book / Page | 3701 / 732 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Feb 27, 2019 |
| Property Address | 2315 NANCY LN, LEXINGTON, KY 40505-1905 |
| Document Number | 3650/001 |
| Book / Page | 3650 / 001 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,009.00 (+1.88%) | $208,600 (-) | $208,600 (-) |
| 2025 | $1,972.00 (-1.65%) Homeowner's exemption | $208,600 (-) | $208,600 (-) |
| 2023 | $2,005.00 Homeowner's exemption | $208,600 | $208,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2006–2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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