2315 Heritage Loop, Myrtle Beach, SC 29577 Property Records

Horry County property record for 2315 Heritage Loop, Myrtle Beach, SC 29577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,096 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$255,015 (Mar 2015)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`447-03-02-0102`

Property Details

APN / Parcel Number

Primary APN	`447-03-02-0102`
Alternative APN	`1863601059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2315 HERITAGE LOOP
City	MYRTLE BEACH
State	SC
Zip	29577-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMMENS PRESERVE; LT 440
Legal Subdivision	EMMENS PRESERVE
Legal Lot Number	440
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2030
Census Tract	51000

Owner

Source: Horry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit BANK AND TRUST
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 24, 2019	Deed of Trust, Mortgage · Conventional with PMI ARVEST MTG
Dec 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	201537276
Deed Book / Page	3809 / 1239
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Recording Date	Apr 23, 2026
Property Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959
Document Number	0000000042
Book / Page	7030 / 1869
Instrument Date	Apr 17, 2026
Instrument	202642
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959

Mortgage

Document Number	0000000042,
Date	Apr 23, 2026
Book Page	7030/1869
Instrument	202642

Lender

Name	BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2051

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959

Mortgage

Document Number	64080000000746
Date	Jun 23, 2021
Book Page	0000006408/0000000746

Lender

Name	ARVEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959
Document Number	6114/1347
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 HERITAGE LOOP MYRTLE BEACH SC 295771959, MYRTLE BEACH, SC 29577-1959

Mortgage

Document Number	6114/1347
Date	Jul 30, 2019
Book Page	006114/001347

Lender

Name	ARVEST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jul 29, 2044

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	2315 HERITAGE LOOP, MYRTLE BEACH, SC 29577-1959
Document Number	6052/2748
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 HERITAGE LOOP MYRTLE BEACH SC 295771959, MYRTLE BEACH, SC 29577-1959

Mortgage

Document Number	6052/2748
Date	Dec 27, 2018
Book Page	006052/002748

Lender

Name	ARVEST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 26, 2045

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Myrtle Beach City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,043.00
2024	$1,043.00 (+10.84%)	$17,823 (+53.33%) Land $5,000 Building $12,823	$445,582 (+51.15%) Land $125,000 Building $320,582
2023	$941.00 (+19.26%)	$11,624 (-1.42%) Land $2,384 Building $9,240	$294,800 (-) Land $62,700 Building $232,100
2021	$789.00	$11,792 Land $2,508 Building $9,284	$294,800 Land $62,700 Building $232,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 602 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	602 in force
Nearby Flood Claims	18 (1987–2019)
Claims Outside the SFHA	15 of 18
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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