Whatcom County property record for 2315 Eldridge Ave, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,496 sqft · built 1942 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on File |
| Last Sale | $389,000 (Jun 2004) |
| Tax Bill | $7,530 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13589 |
| Primary APN | 13589 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 946 sqft |
| 2nd Floor Area | 550 sqft |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 13589 |
|---|---|
| Street Address | 2315 ELDRIDGE AVE |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5.0 |
| Legal Description | PROSPECT TERRACE ELY 45 FT OF LOT 4 |
| Legal Range | 02 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | PROSPECT TERRACE |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 402 |
The current owner of 2315 Eldridge Ave bought it in June 2004.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2315 ELDRIDGE AVE, BELLINGHAM, WA 98225-2009 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| May 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2004 · Amount on File |
| Deed Sale | Jun 23, 2004 · Amount on File |
| Prior Sale | Nov 24, 2003 · Amount on File |
| Deed Document Number | 2040604638 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2315 ELDRIDGE AVE, BELLINGHAM, WA 98225-2009 |
| Document Number | 2201000323 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2315 ELDRIDGE AVE BELLINGHAM WA 982252009, BELLINGHAM, WA 98225-2009 |
| Document Number | 2201000323 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 1000323 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2315 ELDRIDGE AVE, BELLINGHAM, WA 98225-2009 |
| Document Number | 2180501547 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2315 ELDRIDGE AVE BELLINGHAM WA 982252009, BELLINGHAM, WA 98225-2009 |
| Document Number | 2180501547 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 501547 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2048 |
The 2025 property tax bill for 2315 Eldridge Ave was $7,530.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,530.00 | $920,705 Land $523,230 Building $397,475 | $920,705 Land $523,230 Building $397,475 |
| 2022 | $790,209 Land $449,070 Building $341,139 | $790,209 Land $449,070 Building $341,139 | |
| 2021 | $5,195.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2315 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2315 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
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