2315 E 7th St, Stroud, OK 74079 Property Records

Lincoln County property record for 2315 E 7th St, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 2021
Lot Size	7.45 acres (324,522 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Oct 2024)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19524`

Property Details

APN / Parcel Number

Primary APN	`19524`
Alternative APN	`6170-00-000-000-3-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	1,950 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	324,522 sqft (7.45 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	422 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	19524
Street Address	2315 E 7TH ST
City	STROUD
State	OK
Zip	74079-8169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STROUD TRS 24-15-6 BEG 783.9'-E SW/C SW/4 SW/4 TH N0351' E-410.8' E-150' N0351' E-250' E-355' SRLY-663.6' W-483.5' POB 7.45 A
Legal Range	06E
Legal Township	15N
Legal Section	24
Legal Subdivision	STROUD TR (24-15-6)
Legal Tract	6
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	4
Census Block	4006
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2315 E 7TH ST, STROUD, OK 74079-8169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Jul 23, 2020	Warranty Deed, Transfer · Commercial Mortgage SPIRITBANK
Jul 29, 2019	Warranty Deed, Transfer · Commercial Mortgage BANKFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	20247049
Deed Book / Page	2577 / 506
Prior Transfer Date	Oct 28, 2024
Prior Transfer Doc	002582/466
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	2315 E 7TH ST, STROUD, OK 74079-8169
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002493/155
Date	Nov 21, 2022
Book Page	2493/155
Instrument	I-2022-008817

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 17, 2042

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jul 23, 2020
Property Address	2315 E 7TH ST, STROUD, OK 74079-8169
Document Number	002382/310
Book / Page	2382 / 310
Instrument Date	Jun 4, 2020
Instrument	4366
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000004367
Date	Jul 23, 2020
Instrument	4367

Lender

Name	SPIRITBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 22, 2030

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jul 29, 2019
Property Address	2315 E 7TH ST, STROUD, OK 74079-8169
Document Number	002342/308
Book / Page	2342 / 308
Instrument Date	Jul 29, 2019
Instrument	05017
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	870339 S 3584 RD, STROUD, OK 74079-7999

Mortgage

Document Number	0000005018
Date	Jul 29, 2019
Instrument	05018

Lender

Name	BANKFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 28, 2024

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,254 (+0.62%) Land $1,534 Building $26,720	$256,854 (+0.62%) Land $13,945 Building $242,909
2025	$2,468.00 (-1.79%)	$28,080 (+81.47%) Land $1,534 Building $26,546	$255,272 (+301.05%) Land $13,945 Building $241,327
2024	$2,513.00 (+363.65%)	$15,474 (+141.86%) Land $1,265 Building $14,209
2022	$542.00	$6,398 Land $6,276 Building $122	$63,651 Land $62,546 Building $1,105

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 51% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

2315 E 7th St, Stroud, OK 74079 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E 7th St

Nearby Streets

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