2315 E 39th St, Savannah, GA 31404 Property Records

Chatham County property record for 2315 E 39th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1950
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2020)
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0079-22-021`

Property Details

APN / Parcel Number

Primary APN	`2-0079-22-021`
Alternative APN	`274T522`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Porch	Slab
Porch Area	81 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2315 E 39TH ST
City	SAVANNAH
State	GA
Zip	31404-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LTS 155 + 156 MURPHEY W D EASTWO OD PK
Legal Subdivision	VICTORY HEIGHTS
Legal Lot Number	155
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4024
Census Tract	3602

Owner

2315 E 39th St is owned and occupied by an individual who bought it in July 2020.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2315 E 39TH ST, SAVANNAH, GA 31404-3834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	20206933
Deed Book / Page	2001 / 542
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2315 E 39TH ST, SAVANNAH, GA 31404-3834
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 E 39TH ST, SAVANNAH, GA 31404-3834

Mortgage

Document Number	0028190796
Date	Jun 2, 2022
Book Page	0000002819/0000000796

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 22, 2020
Property Address	2315 E 39TH ST, SAVANNAH, GA 31404-3834
Document Number	0020010542
Book / Page	2001 / 542
Instrument Date	Jul 22, 2020
Instrument	2020-006933
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 E 39TH ST, SAVANNAH, GA 31404-3834

Mortgage

Document Number	0020010543
Date	Jul 28, 2020
Book Page	0000002001/0000000543
Instrument	032465330024

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2315 E 39th St was $1,196.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,400 (+2.21%) Land $16,000 Building $78,400	$236,000 (+2.21%) Land $40,000 Building $196,000
2025	$1,196.00	$92,360 Land $16,000 Building $76,360	$230,900 Land $40,000 Building $190,900
2023		$70,680 (+22.54%) Land $12,000 Building $58,680	$176,700 (+22.54%) Land $30,000 Building $146,700
2022	$1,649.00	$57,680 Land $9,600 Building $48,080	$144,200 Land $24,000 Building $120,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2315 E 39th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 E 39th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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