2315 Dean St, Saint Charles, IL 60175 Property Records

Kane County property record for 2315 Dean St, Saint Charles, IL 60175

Property Summary

Property Type	Commercial
Details	22,045 sqft · built 2004
Lot Size	4.11 acres (179,032 sqft)
Owner	Company Name on File
Last Sale	$3,250,000 (May 2015)
Tax Bill	$73,936 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-400-069`

Property Details

APN / Parcel Number

Primary APN	`09-29-400-069`

Interior

Stories	1 Story
Building Area	22,045 sqft Gross Area
1st Floor Area	22,045 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	179,032 sqft (4.11 acres)

Location & Zoning

Street Address	2315 DEAN ST, 2325
City	SAINT CHARLES
State	IL
Zip	60175-4832
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	GUILDS SUB PT LOT 16 DESC IN SURVEY (EX THE NORTH 40 FT & EX THE WEST 224 FT) (PARCEL2)
Legal Subdivision	GUILDS SUB
Legal Block	1
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1025
Census Tract	852101

Owner

2315 Dean St is owned by a company that bought it in May 2015.

Source: Kane County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	35W635 PARSONS RD, DUNDEE, IL 60118-9295
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK & TRUST CO
Sep 11, 2018	Grant Deed, Mortgage · Line of Credit CORNERSTONE NAT'L BK
Mar 9, 2017	Grant Deed, Mortgage · Line of Credit CORNERSTONE NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on File
Deed Sale	May 29, 2015 · Amount on File
Prior Sale	Jan 13, 2014
Deed Document Number	201527435
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2315 DEAN ST, SAINT CHARLES, IL 60175-4832
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041834
Date	Jul 30, 2020
Instrument	2020K041834

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2018
Property Address	2315 DEAN ST, SAINT CHARLES, IL 60175-4832
Instrument Date	Aug 27, 2018
Instrument	44509
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35W635 PARSONS RD WEST DUNDEE IL 601189295, WEST DUNDEE, IL 60118-9295

Mortgage

Document Number	0000044509
Date	Sep 11, 2018
Instrument	44509

Lender

Name	CORNERSTONE NAT'L BK
Type	Bank
Address	650 E TERRA COTTA AVE # 110, CRYSTAL LAKE, IL 60014-3654

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 9, 2017
Property Address	2315 DEAN ST, SAINT CHARLES, IL 60175-4832
Instrument Date	Feb 14, 2017
Instrument	12465
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35W635 PARSONS RD WEST DUNDEE IL 601189295, WEST DUNDEE, IL 60118-9295

Mortgage

Document Number	0000012465
Date	Mar 9, 2017
Instrument	12465

Lender

Name	CORNERSTONE NAT'L BK
Type	Bank
Address	650 E TERRA COTTA AVE # 110, CRYSTAL LAKE, IL 60014-3654

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2315 Dean St was $73,936.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73,936.00
2024		$971,351 Land $399,376 Building $571,975	$2,915,219 Land $1,198,607 Building $1,716,612
2022	$64,263.00 (+3.86%)	$795,916 (+4.91%) Land $356,478 Building $439,438	$2,387,748 (+4.91%) Land $1,069,434 Building $1,318,314
2021	$61,874.00	$758,665 Land $339,794 Building $418,871	$2,275,995 Land $1,019,382 Building $1,256,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2315 Dean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 Dean St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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