2315 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 2315 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,800 sqft · built 2014
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2017)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-041-00-097`

Property Details

APN / Parcel Number

Primary APN	`5665-041-00-097`
Alternative APN	`R019765`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,000 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Attached
Garage Area	200 sqft
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R019765
Street Address	2315 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CAT 1, PROJ 81-111, RESUB LOT 2,PROJ 81-44 2315 CR 203 DURANGO 81301
Legal Subdivision	DURANGO
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3018
Census Tract	970703

Owner

2315 Co Rd 203 is owned and occupied by two individuals who bought it in July 2017.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2315 COUNTY ROAD 203, DURANGO, CO 81301-6969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Jul 8, 2013 · Amount on File
Deed Document Number	20171130727
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2315 COUNTY ROAD 203, DURANGO, CO 81301-6969
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	T TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001172260
Date	Jun 8, 2020
Instrument	1172260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 12, 2017
Property Address	2315 COUNTY ROAD 203, DURANGO, CO 81301-6969
Document Number	0001130727
Instrument Date	Jul 12, 2017
Instrument	1130727
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 COUNTY RD, DURANGO, CO 81301

Mortgage

Document Number	0001130728
Date	Jul 12, 2017
Instrument	1130728

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2315 Co Rd 203 was $2,537.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,400 (-1.77%) Land $10,280 Building $34,120	$723,050 (-) Land $167,440 Building $555,610
2025	$2,537.00	$45,200 Land $10,470 Building $34,730	$723,050 Land $167,440 Building $555,610
2023	$1,606.00 (+20.12%)	$37,030 (+21.41%) Land $8,950 Building $28,080	$552,650 (+25.92%) Land $133,590 Building $419,060
2022	$1,337.00	$30,500 Land $8,980 Building $21,520	$438,900 Land $129,250 Building $309,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2315 Co Rd 203 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 Co Rd 203 is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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