2315 Beach St, Napa, CA 94558 Property Records

Napa County property record for 2315 Beach St, Napa, CA 94558

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 1970
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (May 2018)
Tax Bill$9,240 (2026)
Deeds & MortgagesMay 2019 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN044-275-007-000

Property Details

APN / Parcel Number

Primary APN044-275-007-000
Alternative APNs
  • 044-275-007
  • 04427507

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
Gross Area1,854 sqft
1st Floor Area1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Old Parcel Number044-275-007
Street Address2315 BEACH ST
CityNAPA
StateCA
Zip94558-3624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5
Legal DescriptionLOT 96 LAKE PARK SUB NO 1 8R/M92 CC&R 776/442
Legal SubdivisionLAKE PARK UNIT #1
Legal Lot Number96
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2002
Census Tract200505

Owner

2315 Beach St is owned and occupied by an individual who bought it in May 2018.

Source: Napa County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2315 BEACH ST, NAPA, CA 94558-3624
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 10, 2018Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2018 · Amount on File
Deed SaleMay 10, 2018 · Amount on File
Prior SaleOct 31, 2014 · Amount on File
Deed Document Number20189414
Prior Transfer DateApr 22, 2009
Prior Transfer Doc0000009978
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address2315 BEACH ST, NAPA, CA 94558-3624
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008811
DateMay 15, 2019
Instrument2019-0008811
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateMay 10, 2018
Property Address2315 BEACH ST, NAPA, CA 94558-3624
Document Number0000009414
Map ReferenceMB8 PG92
Instrument DateMay 4, 2018
Instrument2018-0009414
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST AMERICAN TITLE CO OF N

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2315 BEACH ST, NAPA, CA 94558-3624

Mortgage

Document Number0000009415
DateMay 10, 2018
Instrument2018-0009415
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2315 Beach St was $9,240, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,240.00 (+2.12%)$678,934 (+2%) Land $305,230 Building $373,704$678,934 Land $305,230 Building $373,704
2025$9,048.00$665,623 Land $299,246 Building $366,377
2023$8,621.00 (+1.41%)$639,778 Land $287,627 Building $352,151
2022$8,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2315 Beach St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation24.7 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 130 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims42 (1980–2006)
Claims Outside the SFHA3 of 42
Most Recent ClaimJan 2006 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 13 claims
  • Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 5 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2315 Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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