2315 46th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2315 46th St, Lubbock, TX 79412

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,099 sqft · built 1957
Lot Size0.172 acres (7,500 sqft)
OwnerOwner Name on File
Tax Bill$1,009 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone AE (high risk)
APNR85653

Property Details

APN / Parcel Number

Primary APNR85653

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,099 sqft Living Area

Exterior

Year BuiltBuilt 1957
Exterior MaterialAsbestos
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage Area275 sqft

Location & Zoning

Street Address2315 46TH ST
CityLUBBOCK
StateTX
Zip79412-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionPARKLIN L 8
Legal SubdivisionPARKLIN
Legal Lot Number8
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2004
Census Tract2301

Owner

The current owner of 2315 46th St acquired it in September 2013.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordOwner Name on File
Mailing Address2315 46TH ST, LUBBOCK, TX 79412-1523
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2013
Deed SaleSep 24, 2013
Deed Document Number2013038782
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2315 46TH ST, LUBBOCK, TX 79412-1523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018914
DateMay 15, 2020
Instrument2020018914
Lender
NameLOANPAL LLC
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2315 46th St was $1,009 with a homeowner's exemption, up 7.5% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,009.00 (+7.45%) Homeowner's exemption$111,922 Land $20,000 Building $102,509$122,509 Land $20,000 Building $102,509
2024$939.00 (+8.68%)
2023$864.00 (-31.7%) Homeowner's exemption$92,497 Land $3,300 Building $113,236$116,536 Land $3,300 Building $113,236
2022$1,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2315 46th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation3,206.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 46th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

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