2315 13th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2315 13th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,285 sqft · built 2015
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$146,800 (Nov 2015)
Tax Bill$3,243 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN25708-0575-9

Property Details

APN / Parcel Number

Primary APN25708-0575-9
Alternative APN
  • 3417122570805759

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,285 sqft Living Area
Gross Area1,739 sqft
1st Floor Area1,285 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
View / LotStandard
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2315 13TH AVE E
CityPALMETTO
StateFL
Zip34221-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 3 BLK D PALMETTO ESTATES PI#25708.0575/9
Legal Range17E
Legal Township34S
Legal Section12
Legal SubdivisionPALMETTO ESTATES
Legal Tract02570800
Legal BlockD
Legal Lot Number3
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1008
Census Tract1501

Owner

Source: Manatee County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2315 13TH AVE E, PALMETTO, FL 34221-4156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
May 26, 2017Loan Modification, Mortgage · FHA Mortgage
US BK
May 26, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2015 · Amount on Record
Deed SaleNov 10, 2015 · Amount on Record
Prior SaleApr 15, 2015 · Amount on Record
Deed Document Number20153449024
Deed Book / Page2594 / 6597
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Recording DateSep 18, 2026
Property Address2315 13TH AVE E, PALMETTO, FL 34221-4156
Document Number0000108494
Instrument DateSep 1, 2026
Instrument2026108494
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 13TH AVE E, PALMETTO, FL 34221-4156

Mortgage

Document Number0000108494,
DateSep 18, 2026
Instrument2026108494
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2066
Interest
Max Rate-1%

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address2315 13TH AVE E, PALMETTO, FL 34221-4156
Document Number0026835322
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 13TH AVE E PALMETTO FL 342214156, PALMETTO, FL 34221-4156

Mortgage

Document Number0026835322
DateJul 17, 2017
Book Page002683/005322
Instrument41067368
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address2315 13TH AVE E, PALMETTO, FL 34221-4156
Document Number0026826326
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 13TH AVE E PALMETTO FL 342214156, PALMETTO, FL 34221-4156

Mortgage

Document Number0026826326
DateJul 10, 2017
Book Page002682/006326
Instrument41065242
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 9, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,838 (-0.89%) Land $35,700 Building $178,138$213,838 (-0.89%) Land $35,700 Building $178,138
2025$3,243.00 (+2.76%)$215,753 (-10.82%) Land $35,700 Building $180,053$215,753 (-10.82%) Land $35,700 Building $180,053
2024$3,156.00 (-3.99%)
2023$3,287.00 (+10.6%)$241,932 (+13.84%) Land $35,700 Building $206,232$241,932 (+13.84%) Land $35,700 Building $206,232
2022$2,972.00$212,522 Land $35,000 Building $177,522$212,522 Land $35,000 Building $177,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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