2314 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2314 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,890 sqft · built 1908
Lot Size	0.16 acres (7,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (May 2025)
Tax Bill	$3,278 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-01580`

Property Details

APN / Parcel Number

Primary APN	`010-1140-01580`
Alternative APNs	`1055267` `1183025`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,890 sqft Gross Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Lot Area	7,009 sqft (0.16 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	372 sqft
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1183025
Street Address	2314 W 2ND ST
City	DULUTH
State	MN
Zip	55806-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 1/2 OF LOT 374 AND E 1/2 OF LOT 376 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	76
Legal Lot Number	374,376
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3016
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6025 LONDON RD, DULUTH, MN 55804-2524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PROCTOR
Aug 2, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	20251090617
Prior Transfer Date	Aug 25, 2011
Prior Transfer Doc	0000904800
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 30, 2025
Property Address	2314 W 2ND ST, DULUTH, MN 55806-1941
Document Number	0001090617
Map Reference	MB C PG 331
Instrument Date	May 22, 2025
Instrument	1090617
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6025 LONDON RD, DULUTH, MN 55804-2524

Mortgage

Document Number	0001090618
Date	May 30, 2025
Instrument	1090618

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2314 W 2ND ST, DULUTH, MN 55806-1941
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 W 2ND ST, DULUTH, MN 55806-1941

Mortgage

Document Number	0001006864
Date	Jan 11, 2019
Instrument	1006864

Lender

Name	THE FIRST NATIONAL BANK OF PROCTOR
Type	Bank
Address	DULUTH, MN 55810

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 21, 2038

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 2, 2018
Property Address	2314 W 2ND ST, DULUTH, MN 55806-1941
Document Number	00A1000974
Instrument Date	Jun 13, 2018
Instrument	A1000974
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 W 2ND ST DULUTH MN 558061941, DULUTH, MN 55806-1941

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 27, 2017
Property Address	2314 W 2ND ST, DULUTH, MN 55806-1941
Document Number	000T987776
Instrument Date	Jul 27, 2017
Instrument	T987776
Transaction Type	Foreclosure
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2314 W 2ND ST DULUTH MN 558061941, DULUTH, MN 55806-1941
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,278.00 (+13.11%) Homeowner's exemption
2025	$2,898.00 (+4.17%) Homeowner's exemption	$265,400 (+13.81%) Land $26,500 Building $238,900	$265,400 (+13.81%) Land $26,500 Building $238,900
2024	$2,782.00	$233,200 (+20.27%) Land $31,800 Building $201,400	$233,200 (+20.27%) Land $31,800 Building $201,400
2022		$193,900 Land $28,000 Building $165,900	$193,900 Land $28,000 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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