Sangamon County property record for 2314 Ramsey Ave, Springfield, IL 62702
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.157 acres (6,873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2026) |
| Tax Bill | $3,938 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-23.0-436-005 |
| Primary APN | 14-23.0-436-005 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,873 sqft (0.157 acres) |
|---|
| Account Number | 14230436005 |
|---|---|
| Street Address | 2314 RAMSEY AVE |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62702-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L48 CHARLES S. WANLESS NORTHMOOR SUB |
| Legal Subdivision | CHARLES S WANLESS NORTHMOOR SUB |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 504 |
2314 Ramsey Ave is owned and occupied by an individual who bought it in May 2026.
Source: Sangamon County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU |
| Oct 3, 2007 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS EQUITY FIRST CU |
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jun 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage MARINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Oct 16, 2024 · Amount on File |
| Deed Document Number | 20267660 |
| Prior Transfer Date | Jun 7, 2019 |
| Prior Transfer Doc | 2019R11066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017R24084 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017R24084 |
| Name | CITIZENS EQUITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007R37779 |
|---|---|
| Date | Oct 3, 2007 |
| Instrument | 2007R37779 |
| Name | CITIZENS EQUITY FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | May 7, 2026 |
| Property Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Document Number | 0000007660 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.7660 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,755.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Document Number | 0000007661, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026..7661 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | May 7, 2026 |
| Property Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Document Number | 2026R07660 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20267660 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,755.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Document Number | 0000007661, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20267661 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jun 7, 2019 |
| Property Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Document Number | 2019R11066 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019R11066 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 RAMSEY AVE, SPRINGFIELD, IL 62702-3158 |
| Document Number | 2019R11067 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 2019R11067 |
| Name | MARINE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2314 Ramsey Ave was $3,938 with a homeowner's exemption, up 14% from the year before.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,938.00 (+14.01%) Homeowner's exemption | $54,649 (+15.95%) Land $5,255 Building $49,394 | $163,947 (+15.95%) Land $15,765 Building $148,182 |
| 2024 | $3,454.00 | $47,130 Land $4,901 Building $42,229 | $141,390 Land $14,703 Building $126,687 |
| 2022 | $3,121.00 Homeowner's exemption | $40,836 Land $4,247 Building $36,589 | $122,508 Land $12,741 Building $109,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2314 Ramsey Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2314 Ramsey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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