Napa County property record for 2314 Main St, Napa, CA 94558
| Property Type | Duplex |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 1995) |
| Tax Bill | $5,416 (2026) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-183-001-000 |
| Primary APN | 001-183-001-000 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 001-183-001 |
|---|---|
| Street Address | 2314 MAIN ST |
| City | NAPA |
| State | CA |
| Zip | 94558-5027 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL6 |
| Legal Description | LOT 16 & PTN LOT 17 DOTYS SUB 1R/M105 |
| Legal Subdivision | DOTYS |
| Legal Lot Number | 16,17 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 200504 |
2314 Main St, a duplex, is owned and occupied by an individual who bought it in April 1995.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Reverse Mortgage USDA |
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU |
| May 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 1995 · Amount on File |
| Deed Sale | Apr 18, 1995 · Amount on File |
| Deed Document Number | 19958374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Document Number | 0000005837 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0005837 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.77% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Document Number | 0000005836 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0005836 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Document Number | 0000014525 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2314 MAIN ST NAPA CA 945585027, NAPA, CA 94558-5027 |
| Document Number | 0000014525 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 14525 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 24, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2314 MAIN ST, NAPA, CA 94558-5027 |
| Document Number | 0000010439 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2314 MAIN ST NAPA CA 945585027, NAPA, CA 94558-5027 |
| Document Number | 0000010439 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 10439 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 24, 2033 |
The 2026 property tax bill for 2314 Main St was $5,416 with a homeowner's exemption, up 1.9% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,416.00 (+1.88%) Homeowner's exemption | $282,661 (+2%) Land $154,176 Building $128,485 | $282,661 Land $154,176 Building $128,485 |
| 2025 | $5,316.00 Homeowner's exemption | $277,119 Land $151,153 Building $125,966 | |
| 2023 | $5,270.00 (-0.26%) Homeowner's exemption | $266,361 Land $145,285 Building $121,076 | |
| 2022 | $5,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2314 Main St in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 71 (1986–2006) |
| Claims Outside the SFHA | 1 of 71 |
| Most Recent Claim | Jan 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2314 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures