2314 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 2314 E 38th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on File
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0079-14-004`

Property Details

APN / Parcel Number

Primary APN	`2-0079-14-004`
Alternative APN	`B272Y047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	283 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2314 E 38TH ST
City	SAVANNAH
State	GA
Zip	31404-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 86 87 & 88 EASTWOOD PARK M URPHEY WARD
Legal Subdivision	VICTORY HEIGHTS
Legal Lot Number	86-88
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4012
Census Tract	3602

Owner

2314 E 38th St is owned by a company that acquired it in June 2026.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	4461 AUSTIN DR, LA PLATA, MD 20646-2835
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION
Dec 15, 2020	Warranty Deed, Transfer · FHA Mortgage DRAPER AND KRAMER MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026
Deed Sale	Jun 2, 2026
Prior Sale	Dec 15, 2020 · Amount on File
Deed Book / Page	3997 / 433
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 2, 2026
Property Address	2314 E 38TH ST, SAVANNAH, GA 31404-3853
Document Number	3997000433
Book / Page	3997 / 433
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 AUSTIN DR, LA PLATA, MD 20646-2835

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2314 E 38TH ST, SAVANNAH, GA 31404-3853
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E 38TH ST, SAVANNAH, GA 31404-3853

Mortgage

Document Number	0030490789
Date	Mar 21, 2023
Book Page	0000003049/0000000789

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 15, 2020
Property Address	2314 E 38TH ST, SAVANNAH, GA 31404-3853
Document Number	0021770616
Book / Page	2177 / 616
Instrument Date	Dec 15, 2020
Instrument	2020-013550
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E 38TH ST, SAVANNAH, GA 31404-3853

Mortgage

Document Number	0000002177/0000000618
Date	Dec 18, 2020
Book Page	0000002177/0000000618

Lender

Name	DRAPER AND KRAMER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2314 E 38th St was $1,487.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,720 (+18.67%) Land $16,800 Building $116,920	$334,300 (+18.67%) Land $42,000 Building $292,300
2025	$1,487.00	$112,680 Land $16,800 Building $95,880	$281,700 Land $42,000 Building $239,700
2023		$87,000 (+22.19%) Land $12,600 Building $74,400	$217,500 (+22.19%) Land $31,500 Building $186,000
2022	$2,049.00	$71,200 Land $10,080 Building $61,120	$178,000 Land $25,200 Building $152,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2314 E 38th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2314 E 38th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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