Lorain County property record for 2314 E 31st St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,275 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,638 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-082-104-004 |
| Primary APN | 03-00-082-104-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 872 sqft |
| 2nd Floor Area | 403 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2314 E 31ST ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEFFIELD LAND CO 50 X 135 |
| Legal Subdivision | SHEFFIELD LAND & IMPROV C |
| Legal Block | 104 |
| Legal Lot Number | 2343 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23600 |
Source: Lorain County records · APN 03-00-082-104-004
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2314 E 31ST ST, LORAIN, OH 44055-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| May 28, 2021 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Jul 14, 2020 | Warranty Deed, Transfer TCF NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Jul 09, 2010 · Amount on Record |
| Last Transfer Date | Jul 14, 2020 |
| Transfer Doc | 0000769135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2314 E 31ST ST, LORAIN, OH 44055-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000820315 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0820315 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2314 E 31ST ST, LORAIN, OH 44055-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210820315 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0820315 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 14, 2020 |
| Property Address | 2314 E 31ST ST, LORAIN, OH 44055-2016 |
| Document Number | 0000769135 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 769135 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 E 31ST ST LORAIN OH 440552016, LORAIN, OH 44055-2016 |
| Document Number | 769309 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 769309 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,638.00 | $42,860 (%) Land $4,150 Building $38,710 | $122,460 (-) Land $11,870 Building $110,590 |
| 2024 | $1,638.00 (+112.73%) | $42,862 (+193.94%) Land $4,155 Building $38,707 | $122,460 (+193.95%) Land $11,870 Building $110,590 |
| 2023 | $770.00 (+0.92%) | $14,582 (+0.01%) Land $4,309 Building $10,273 | $41,660 (-) Land $12,310 Building $29,350 |
| 2022 | $763.00 | $14,580 Land $4,310 Building $10,270 | |
| 2021 | $41,660 Land $12,310 Building $29,350 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures