2314 Blue Reef Dr, Katy, TX 77449 Property Records

Harris County property record for 2314 Blue Reef Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,572 sqft · built 2007
Lot Size	0.283 acres (12,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,500 (Sep 2017)
Tax Bill	$7,494 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-591-011-0001`

Property Details

APN / Parcel Number

Primary APN	`127-591-011-0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,572 sqft Living Area
1st Floor Area	2,325 sqft
Game Room	Game Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,308 sqft (0.283 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	675 sqft
Porch	Open Frame Porch
Porch Area	138 sqft
Patio Area	531 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1275910110001
Street Address	2314 BLUE REEF DR
City	KATY
State	TX
Zip	77449-4799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 11 LAKES AT MASON PARK SEC 1 AMEND
Legal Subdivision	LAKES AT MASON PARK SEC 1 AMEND
Legal Block	11
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2007
Census Tract	542901

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2017	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Prior Sale	Feb 4, 2016 · Amount on Record
Deed Document Number	2017399809
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0000047540
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Investor	Possibly a Property Investor

Mortgage

Document Number	0000318158
Date	Aug 13, 2025
Instrument	2025-318158

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000678100
Date	Nov 24, 2021
Instrument	2021-678100

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618140
Date	Dec 16, 2020
Instrument	2020-618140

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 11, 2017
Property Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Document Number	0000399809
Map Reference	DOC616259
Instrument Date	Sep 8, 2017
Instrument	20170399809
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 BLUE REEF DR, KATY, TX 77449-4799
Investor	Possibly a Property Investor

Mortgage

Document Number	0000399810
Date	Sep 11, 2017
Instrument	20170399810

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,684 (-3.17%) Land $57,652 Building $470,032	$527,684 (-3.17%) Land $57,652 Building $470,032
2025	$7,494.00 (+62.21%) Homeowner's exemption	$544,980 (+48.62%) Land $57,652 Building $487,328	$544,980 (+48.62%) Land $57,652 Building $487,328
2024	$4,620.00 (+17.74%)
2023		$366,701 Land $55,730 Building $310,971	$366,701 Land $55,730 Building $310,971
2022	$3,924.00 (-6.28%)
2020	$4,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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