Ramsey County property record for 2314 Birch St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 936 sqft · built 1959 |
| Lot Size | 0.277 acres (12,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Nov 2025) |
| Tax Bill | $3,548 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-22-23-0024 |
| Primary APN | 25-30-22-23-0024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 315 sqft |
| Finished Basement | 315 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 12,060 sqft (0.277 acres) |
| Lot Dimensions | 134 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 260798 |
|---|---|
| Street Address | 2314 BIRCH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEAIRES NO. 6 LOT 2 BLK 19 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | LAKEAIRES NO. 6 |
| Legal Block | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40302 |
Source: Ramsey County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2314 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Nov 20, 2025 | Affidavit of Death of Joint Tenant, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Feb 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Deed Document Number | 20252806019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 20, 2025 |
| Property Address | 2314 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Document Number | 0T02806019 |
| Instrument Date | Nov 14, 2025 |
| Instrument | T02806019 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2314 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Document Number | 0T02806020 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | T02806020 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 20, 2025 |
| Property Address | 2314 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Document Number | 0T02806018 |
| Instrument Date | Nov 10, 2025 |
| Instrument | T02806018 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 6, 2020 |
| Property Address | 2314 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Document Number | 0002658793 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2658793 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 BIRCH ST ST PAUL MN 551104417, ST PAUL, MN 55110-4417 |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,548.00 (+3.62%) Homeowner's exemption | $303,600 (+19.34%) Land $86,300 Building $217,300 | $303,600 (+19.34%) Land $86,300 Building $217,300 |
| 2024 | $3,424.00 (-3.33%) | ||
| 2023 | $3,542.00 Homeowner's exemption | $254,400 Land $86,300 Building $168,100 | $254,400 Land $86,300 Building $168,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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