2314 14th St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 2314 14th St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,382 sqft · built 1946
Lot Size	0.256 acres (11,173 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2026)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-1053-000`

Property Details

APN / Parcel Number

Primary APN	`09-1053-000`
Alternative APNs	`18221-2-271013-140-2009` `221091053000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Metal
Lot Area	11,173 sqft (0.256 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2314 14TH ST
City	EAU CLAIRE
State	WI
Zip	54703-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK 2 MOHOLT ADD
Legal Range	10W
Legal Township	27N
Legal Section	13
Legal Subdivision	MOHOLT ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2000
Census Tract	1401

Owner

2314 14th St is owned and occupied by two individuals who bought it in March 2026.

Source: Eau Claire County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2314 14TH ST, EAU CLAIRE, WI 54703-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU
Nov 6, 2025	Warranty Deed, Construction Loan · Construction Mortgage STERLING BANK
Jan 7, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Nov 6, 2025 · Amount on File
Deed Document Number	20261276923
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	0001170332
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Mar 3, 2026
Property Address	2314 14TH ST, EAU CLAIRE, WI 54703-2615
Document Number	0001276923
Instrument Date	Mar 2, 2026
Instrument	1276923
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 14TH ST, EAU CLAIRE, WI 54703-2615

Mortgage

Document Number	0001276924
Date	Mar 3, 2026
Instrument	1276924

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Nov 6, 2025
Property Address	2314 14TH ST, EAU CLAIRE, WI 54703-2615
Document Number	0001273250
Instrument Date	Nov 4, 2025
Instrument	1273250
Transaction Type	Construction Loan
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 JEFFERS RD, EAU CLAIRE, WI 54703-4416

Mortgage

Document Number	0001273557
Date	Nov 6, 2025
Instrument	1273557

Lender

Name	STERLING BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jan 7, 2019
Property Address	2314 14TH ST, EAU CLAIRE, WI 54703-2615
Document Number	0001170332
Instrument Date	Jan 4, 2019
Instrument	1170332
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 14TH ST, EAU CLAIRE, WI 54703-2615

Mortgage

Document Number	0001170333
Date	Jan 7, 2019
Instrument	1170333

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2314 14th St was $3,400 with a homeowner's exemption, down 11.3% from the year before.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (-11.3%) Homeowner's exemption	$169,300 (-) Land $28,000 Building $141,300	$221,400 (+1.93%)
2024	$3,833.00 Homeowner's exemption	$169,300 (-) Land $28,000 Building $141,300	$217,200
2023		$169,300 Land $28,000 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2314 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2314 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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