Champaign County property record for 2314 1/2 E Main St, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1955 |
| Lot Size | 0.37 acres (1,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Apr 2026) |
| Tax Bill | $8 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-10-382-006 |
| Primary APN | 91-21-10-382-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Building Perimeter |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 1,610 sqft (0.37 acres) |
| Lot Dimensions | 23 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 68 sqft |
| Heating System | Central |
|---|
| Street Address | 2314 1/2 E MAIN ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 FRAILEYS, O.A., SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 10 |
| Legal Subdivision | FRAILEYS, O.A., SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 5500 |
2314 1/2 E Main St is owned and occupied by an individual who bought it in April 2026.
Source: Champaign County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2314 1/2 E MAIN ST, URBANA, IL 61802-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Deed Document Number | 20265404 |
| Prior Transfer Date | Dec 3, 2008 |
| Prior Transfer Doc | 0000029772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 2314 1/2 E MAIN ST, URBANA, IL 61802-2343 |
| Document Number | 0000005404 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.5404 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,634.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2314 1/2 E MAIN ST, URBANA, IL 61802-2343 |
| Document Number | 0000005405, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026.5405 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,540 Land $1,880 Building $17,660 | $58,620 Land $5,640 Building $52,980 | |
| 2024 | $8.00 | ||
| 2022 | $8.00 Homeowner's exemption Senior Citizen's exemption | $15,510 Land $1,490 Building $14,020 | $46,530 Land $4,470 Building $42,060 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2314 1/2 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2314 1/2 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink.
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