23131 Norcrest Dr, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 23131 Norcrest Dr, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,325 sqft · built 1957
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2021)
Tax Bill	$11,594 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-35-303-005`

Property Details

APN / Parcel Number

Primary APN	`09-14-35-303-005`
Alternative APN	`1435303005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	1,325 sqft
Unfinished Basement	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Gable
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23131 NORCREST DR
City	SAINT CLAIR SHORES
State	MI
Zip	48080-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LAKE SHORE ACRES SUBDIVISION (L33, P11-12) LOT 56
Legal Subdivision	LAKESHORE ACRES SUBDIVISION
Legal Lot Number	56
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	1
Census Block	1003
Census Tract	252200

Owner

23131 Norcrest Dr is owned and occupied by an individual who bought it in June 2021.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23131 NORCREST DR, SAINT CLAIR SHORES, MI 48080-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Deed Document Number	20212201243
Deed Book / Page	27816 / 511
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23131 NORCREST DR, SAINT CLAIR SHORES, MI 48080-2552
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23131 NORCREST DR, SAINT CLAIR SHORES, MI 48080-2552

Mortgage

Document Number	2300076400
Date	Sep 7, 2023
Book Page	29286/972
Instrument	202300076400

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	369 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	5.99%
Max Rate At Change	10.9%
Max Rate	10.9%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 18, 2021
Property Address	23131 NORCREST DR, SAINT CLAIR SHORES, MI 48080-2552
Document Number	2102201243
Book / Page	27816 / 511
Map Reference	LB 33 PG 11&12
Instrument Date	Jun 10, 2021
Instrument	202102201243
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28857 COLERIDGE ST, 28857, HARRISON TOWNSHIP, MI 48045-2266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23131 NORCREST DR, SAINT CLAIR SHORES, MI 48080-2552

Mortgage

Document Number	2102201244
Date	Jun 18, 2021
Instrument	202102201244

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23131 Norcrest Dr was $11,594 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,900	$495,800
2025	$11,594.00
2023		$137,700	$275,400
2022	$6,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23131 Norcrest Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	36 (1981–2018)
Claims Outside the SFHA	22 of 36
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23131 Norcrest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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