2313 Panoramic Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 2313 Panoramic Dr, Concord, CA 94520 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,396 sqft · built 1963
Lot Size	0.146 acres (6,370 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Apr 2021)
Tax Bill	$8,141 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-343-018-5`

Property Details

APN / Parcel Number

Primary APN	`110-343-018-5`
Alternative APN	`110-343-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,396 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,370 sqft (0.146 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2313 PANORAMIC DR
City	CONCORD
State	CA
Zip	94520-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2987 LOT 72 EX MR
Legal Subdivision	2987 MOUNTAIN VIEW HOMES
Legal Tract	2987
Legal Lot Number	72
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	329000

Owner

Source: Contra Costa County records · APN 110-343-018-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2810 BREAKER CIR, HAYWARD, CA 94545-1349
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 04, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Aug 25, 2000 · Amount on Record
Deed Document Number	2021116594
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000216761
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 16, 2026
Property Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318
Document Number	0000075053
Instrument Date	Jun 25, 2026
Instrument	202675053
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$84,102.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318

Mortgage

Document Number	0000075054,
Date	Jul 16, 2026
Instrument	202675054

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318

Mortgage

Document Number	0000313599
Date	Dec 15, 2020
Instrument	2020-313599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 19, 2021
Property Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318
Document Number	0000116594
Map Reference	MB 91 PG 32
Instrument Date	Apr 15, 2021
Instrument	2021-116594
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	34107 WEBFOOT LOOP, FREMONT, CA 94555-2976

Mortgage

Document Number	0000116595
Date	Apr 19, 2021
Instrument	2021-116595

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 04, 2019
Property Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318
Document Number	0000216761
Map Reference	MB 91 PG 32
Instrument Date	Nov 26, 2019
Instrument	2019-216761
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2313 PANORAMIC DR, CONCORD, CA 94520-1318

Mortgage

Document Number	0000216762
Date	Dec 04, 2019
Instrument	2019-216762

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$635,000 (-1.7%) Land $423,334 Building $211,666
2025	$8,141.00 (+6.67%)	$646,000 (+6.43%) Land $430,667 Building $215,333
2023	$7,632.00 (-11.01%)	$607,000 Land $405,000 Building $202,000
2022	$8,576.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Sonic Telecom	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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