2313 Elk Rd, Sturgis, SD 57785 Property Records

Meade County property record for 2313 Elk Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	4 bd · built 2001
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01.09.01.21`

Property Details

APN / Parcel Number

Primary APN	`01.09.01.21`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,250 sqft (0.189 acres)

Location & Zoning

Street Address	2313 ELK RD
City	STURGIS
State	SD
Zip	57785-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY 1ST ADD'N LOT 21 BLK 1
Legal Subdivision	HURLEY FIRST ADD'N
Legal Block	1
Legal Lot Number	21
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1032
Census Tract	20401

Owner

Source: Meade County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2313 ELK RD, STURGIS, SD 57785-3326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU
Nov 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 8, 2013
Deed Sale	Oct 8, 2013
Deed Document Number	20134612-CV
Deed Book / Page	842 / 602
Last Transfer Date	Nov 14, 2017
Transfer Doc	000890/990
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2313 ELK RD, STURGIS, SD 57785-3326
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00982/1700
Date	Feb 5, 2024
Book Page	982/1700
Instrument	24000617

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	2313 ELK RD, STURGIS, SD 57785-3326
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	896/82
Date	Nov 20, 2017
Book Page	896/82
Instrument	17007215

Lender

Name	NORTHERN HILLS FCU
Address	STURGIS, SD 57785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE SD
Recording Date	Nov 20, 2017
Property Address	2313 ELK RD, STURGIS, SD 57785-3326
Document Number	000890/990
Book / Page	890 / 990
Map Reference	PL19 PG 32
Instrument Date	Nov 14, 2017
Instrument	17007214
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 ELK RD, STURGIS, SD 57785-3326

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,414.00 (+14%) Additional exemption filed	$328,875 (+12.76%) Land $43,500 Building $285,375	$328,875 Land $43,500 Building $285,375
2024	$3,872.00 (-3.39%)
2023		$291,652 Land $43,500 Building $248,152
2022	$4,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 66% of South Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 1,000
Clarity Telecom Cable · Fiber in parts of the area	1,000 / 30
BHT Investment Holdings Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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