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2313 Carson Rd, Cortland, NY 13045 Property Records

Cortland County and Virgil Town property record for 2313 Carson Rd, Cortland, NY 13045 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,898 sqft · built 1976
Lot Size4.93 acres (214,751 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Jul 2022)
Tax Bill$3,179 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN114600 127.00-02-25.000

Property Details

APN / Parcel Number

Primary APN114600 127.00-02-25.000
Alternative APN
  • 460012700000020250000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,898 sqft Living Area
1st Floor Area1,274 sqft
Basement Area624 sqft
Finished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area214,751 sqft (4.93 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Canopy432 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2313 CARSON RD
CityCORTLAND
StateNY
Zip13045-9572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number25.000
JurisdictionCORTLAND NY
Township / Civil DivisionVIRGIL
Census Block Group1
Census Block1031
Census Tract971200

Owner

Source: Cortland County and Virgil Town records · APN 114600 127.00-02-25.000

Assessment roll updated March 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3977 HIGHLAND RD, CORTLAND, NY 13045-9325
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 11, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CFCU COMMUNITY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Deed Document Number20223799
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Recording DateMay 22, 2026
Property Address2313 CARSON RD, CORTLAND, NY 13045-9572
Document Number0000002190
Instrument DateMay 13, 2026
Instrument20262190
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2313 CARSON RD, CORTLAND, NY 13045-9572

Mortgage

Document Number0000002190,
DateMay 22, 2026
Instrument20262190
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2036
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJul 11, 2022
Property Address2313 CARSON RD, CORTLAND, NY 13045-9572
Document Number0000003799
Instrument DateJul 01, 2022
Instrument2022-03799
Transaction TypeTransfer
Record UpdatedAug 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3977 HIGHLAND RD, CORTLAND, NY 13045-9325

Mortgage

Document Number0000003800
DateJul 11, 2022
Instrument2022-03800
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Virgil Town records · Assessment roll updated March 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionVirgil Town
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,179.00 (-0.22%)$276,000 (+75.8%) Land $33,000 Building $243,000$276,000 (+19.54%) Land $33,000 Building $243,000
2023$3,186.00$157,000 Land $24,000 Building $133,000$230,882 Land $35,294 Building $195,588

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239712001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Haefele TV, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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