Hamilton County property record for 2313 Bending Oak Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,409 sqft · built 1984 |
| Lot Size | 0.901 acres (39,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Sep 2009) |
| Tax Bill | $1,571 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149L E 003 |
| Primary APN | 149L E 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,409 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,288 sqft (0.901 acres) |
| Lot Dimensions | 329 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000084377 |
|---|---|
| Street Address | 2313 BENDING OAK DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 165 EDGMON'S ADDN TO VALLEY VIEW 32-96 |
| Legal Subdivision | EDGMONS ADDN TO VALL |
| Legal Lot Number | 165 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11323 |
2313 Bending Oak Dr is owned and occupied by two individuals who bought it in September 2009.
Source: Hamilton County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2313 BENDING OAK DR, CHATTANOOGA, TN 37421-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2009 · Amount on File |
| Deed Sale | Sep 9, 2009 · Amount on File |
| Prior Sale | Jun 15, 2009 · Amount on File |
| Deed Document Number | 2009109 |
| Deed Book / Page | 9014 / 738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 22, 2026 |
| Property Address | 2313 BENDING OAK DR, CHATTANOOGA, TN 37421-1520 |
| Document Number | 0000000027 |
| Book / Page | 14376 / 746 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202627 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2313 BENDING OAK DR, CHATTANOOGA, TN 37421-1520 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000027, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 14376/746 |
| Instrument | 202627 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 7, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2313 BENDING OAK DR, CHATTANOOGA, TN 37421-1520 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000407 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 12443/423 |
| Instrument | 2021041300407 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2313 BENDING OAK DR, CHATTANOOGA, TN 37421-1520 |
| Document Number | 1218000054 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2313 BENDING OAK DR CHATTANOOGA TN 374211520, CHATTANOOGA, TN 37421-1520 |
| Document Number | 1218000054 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 011852/000938 |
| Instrument | 191218000054 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 17, 2044 |
The 2025 property tax bill for 2313 Bending Oak Dr was $1,571, down 7.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,571.00 (-7.21%) | $103,675 (+36.96%) | $414,700 (+36.96%) Land $67,500 Building $347,200 |
| 2024 | $1,693.00 (-0.53%) | $75,700 (-) | $302,800 (-) Land $54,000 Building $248,800 |
| 2023 | $1,702.00 | $75,700 | $302,800 Land $54,000 Building $248,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2313 Bending Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2012–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2313 Bending Oak Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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