23124 Andrew Ct, Windsor, VA 23487 Property Records

Isle Of Wight County property record for 23124 Andrew Ct, Windsor, VA 23487

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2005
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2012)
Tax Bill	$3,186 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54D-02-016`

Property Details

APN / Parcel Number

Primary APN	`54D-02-016`
Alternative APNs	`5803264071` `17918`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	3,656 sqft
Attic	Attic
Attic Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	23124 ANDREW CT
City	WINDSOR
State	VA
Zip	23487-5371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	LOT 16 WINDSOR WOODS PH 2 PLAT 2-131-16
Legal Subdivision	SUBDIVISION PLAT OF WINDSOR WOODS PH 2
Legal Lot Number	16
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2034
Census Tract	280300

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23124 ANDREW CT, WINDSOR, VA 23487-5371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2012 · Amount on Record
Deed Sale	Jan 31, 2012 · Amount on Record
Prior Sale	Oct 10, 2007 · Amount on Record
Deed Document Number	2012442
Last Transfer Date	Sep 12, 2022
Transfer Doc	0000004548
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Aug 14, 2026
Property Address	23124 ANDREW CT, WINDSOR, VA 23487-5371
Document Number	0000003964
Instrument Date	Aug 14, 2026
Instrument	20263964
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23124 ANDREW CT, WINDSOR, VA 23487-5371

Mortgage

Document Number	0000003964,
Date	Aug 14, 2026
Instrument	20263964

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	23124 ANDREW CT, WINDSOR, VA 23487-5371
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001933
Date	May 12, 2025
Instrument	250001933

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Windsor Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,186.00 (+4.53%)	$393,400 (-) Land $62,400 Building $331,000	$393,400 (-) Land $62,400 Building $331,000
2025	$3,048.00	$393,400 (-) Land $62,400 Building $331,000	$393,400 (-) Land $62,400 Building $331,000
2023		$393,400 Land $62,400 Building $331,000	$393,400 Land $62,400 Building $331,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 2,400 people · EPA ID VA3093900
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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