Routt County property record for 23120 Windward Dr, Clark, CO 80428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,555 sqft · built 1978 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jul 2021) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3161723 |
| Primary APN | R3161723 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,555 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Lot Area | 85,813 sqft (1.97 acres) |
| Terrain | Steep |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R3161723 |
|---|---|
| Street Address | 23120 WINDWARD DR |
| City | CLARK |
| State | CO |
| Zip | 80428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | LOT 5 CAPTAINS COVE SUBD TOTAL: 1.97 AC |
| Legal Range | 86 |
| Legal Township | 10 |
| Legal Section | 36 |
| Legal Subdivision | CAPTAINS COVE SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | STEAMBOAT SPRINGS |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 100 |
23120 Windward Dr is owned by an individual who bought it in July 2021.
Source: Routt County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1139, CLARK, CO 80428-1139 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Jun 14, 2012 · Amount on File |
| Deed Document Number | 2021827761 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Jul 30, 2021 |
| Property Address | 23120 WINDWARD DR, CLARK, CO 80428 |
| Document Number | 827761 |
| Map Reference | FILE 6777 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 827761 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32855 COUNTY ROAD 20, 32855, STEAMBOAT SPRINGS, CO 80487-9627 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4178 WINONA CT, DENVER, CO 80212-2257 |
| Document Number | 827762 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 827762 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 23120 Windward Dr was $2,118, up 7.7% from the year before.
Source: Routt County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Unified School District | Steamboat Springs School District RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 (+7.73%) | $50,560 (+26.53%) Land $9,520 Building $41,040 | $717,170 (+20.23%) Land $135,000 Building $582,170 |
| 2024 | $1,966.00 (+4.8%) | $39,960 (-) Land $8,280 Building $31,680 | $596,500 (-) Land $123,600 Building $472,900 |
| 2023 | $1,876.00 (+26.24%) | $39,960 (+69.68%) Land $8,280 Building $31,680 | $596,500 (+76.05%) Land $123,600 Building $472,900 |
| 2022 | $1,486.00 | $23,550 Land $6,260 Building $17,290 | $338,820 Land $90,000 Building $248,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23120 Windward Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1997–2011) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23120 Windward Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 58% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Luminate Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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