23120 Mount Ephraim Rd, Dickerson, MD 20842 Property Records

Montgomery County property record for 23120 Mount Ephraim Rd, Dickerson, MD 20842 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,195 sqft · built 1964
Lot Size	1.05 acres (46,173 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Apr 2021)
Tax Bill	$7,015 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00920747`

Property Details

APN / Parcel Number

Primary APN	`11-00920747`
Alternative APN	`00920747`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,195 sqft Living Area
1st Floor Area	2,320 sqft
Basement Area	875 sqft
Finished Basement	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	46,173 sqft
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00920747
Street Address	23120 MOUNT EPHRAIM RD
City	DICKERSON
State	MD
Zip	20842-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRYES ADD TO DICKERS ON
Legal Subdivision	FRYES ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	11
Census Block Group	2
Census Block	2018
Census Tract	700400

Owner

Source: Montgomery County records · APN 11-00920747

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Apr 21, 2021	Deed, Transfer · FHA Mortgage VELLUM MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 04, 2019	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Jan 04, 2019 · Amount on Record
Deed Book / Page	62682 / 79
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0586370465
Date	Dec 06, 2019
Book Page	58637/465

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 21, 2021
Property Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685
Document Number	0626820079
Book / Page	62682 / 79
Map Reference	MB 75 PL 7417
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17649 AMITY DR, 17649, GAITHERSBURG, MD 20877-1133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685

Mortgage

Document Number	6268287
Date	Apr 21, 2021
Instrument	62682/87

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685
Document Number	0614040412
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23120 MOUNT EPHRAIM RD DICKERSON MD 208429685, DICKERSON, MD 20842-9685

Mortgage

Document Number	0614040412
Date	Dec 21, 2020
Book Page	061404/000412

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 04, 2019
Property Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685
Document Number	0570640419
Book / Page	57064 / 419
Map Reference	MB 75 PL 7417
Instrument Date	Dec 07, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	INTEGRA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23120 MOUNT EPHRAIM RD, DICKERSON, MD 20842-9685

Mortgage

Document Number	0057064426
Date	Jan 04, 2019
Instrument	57064/426

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,667 (+3.09%)	$565,100 (-) Land $221,200 Building $343,900
2025	$7,015.00 (+24.82%)	$532,233 (+3.97%)	$565,100 (+9.56%) Land $221,200 Building $343,900
2023		$511,900	$515,800 Land $221,200 Building $294,600
2022	$5,620.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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