2312 W 8th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2312 W 8th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,033 sqft · built 1919
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$91,500 (May 2018)
Tax Bill	$1,770 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1220-05910`

Property Details

APN / Parcel Number

Primary APN	`010-1220-05910`
Alternative APN	`1050784`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,033 sqft Gross Area
1st Floor Area	628 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,500 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	56 sqft
Deck Area	139 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1050784
Street Address	2312 W 8TH ST
City	DULUTH
State	MN
Zip	55806-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	169
Legal Lot Number	374
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	2400

Owner

2312 W 8th St is owned and occupied by an individual who bought it in May 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2312 W 8TH ST, DULUTH, MN 55806-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	20181332705
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2312 W 8TH ST, DULUTH, MN 55806-1543
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 W 8TH ST, DULUTH, MN 55806-1543

Mortgage

Document Number	0001448990
Date	Aug 4, 2022
Instrument	1448990

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 19, 2037

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2018
Property Address	2312 W 8TH ST, DULUTH, MN 55806-1543
Document Number	00A1332705
Instrument Date	May 11, 2018
Instrument	A1332705
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.95

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 W 8TH ST DULUTH MN 558061543, DULUTH, MN 55806-1543

Mortgage

Document Number	A1332706
Date	May 11, 2018
Instrument	A1332706

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2312 W 8th St was $1,770 with a homeowner's exemption, up 15.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,770.00 (+15.69%) Homeowner's exemption
2025	$1,530.00 (+2.27%) Homeowner's exemption	$162,200 (+15.44%) Land $13,200 Building $149,000	$162,200 (+15.44%) Land $13,200 Building $149,000
2024	$1,496.00	$140,500 Land $15,900 Building $124,600	$140,500 Land $15,900 Building $124,600
2022		$116,500 Land $14,000 Building $102,500	$116,500 Land $14,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2312 W 8th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2312 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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